Individual & Family Health Insurance
Protect yourself and family from medical conditions and emergencies and the financial liability that may occur when one is not ensured for the risks that inevitably arise in life.
Broker Source Industry Experts
Our network of industry-specific experts specialize in Individual coverage, Medicare policies and small group health insurance. The depth of knowledge we bring provides our clients with the best coverage for their needs at an affordable price.
Comprehensive Services
- We provide customized quotes from all the major carriers in most zip codes across the country
- Easy individual enrollments right over the phone and step by step assistance with companies enrolling in group coverage
- Automated communications to clients to keep them informed during Open Enrollment and throughout the year
- Year-round customer service for all clients with an easy renewal process
Put The Power Of An Entire Network Behind Your Site
Being part of Broker Source, a division of INSURICA gives you access to a wide range of carriers and other services. Our product and network knowledge gives you peace of mind that you are enrolling in the coverage that is right for you.
Resources
Claims
Claims
We define claims management a little differently. We view our role as “a partner in your company’s profitability.”
Loss Control
Loss Control
Loss control has become one of the most important elements of your business’s insurance
program.
Alternative Risk
Alternative Risk
Self-insurance, large deductible plans, captive insurance…Our programs are tailored to fit your specific needs.
Latest News
Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations.
Putting HR Technology to Work: How INSURICA Clients Gain an Edge with OutSail
Payroll errors that hit the general ledger, open-enrollment portals that freeze at midnight, new hires juggling four log-ins on day one - when HR technology falters, the ripple effects reach every corner of the organization. Yet most employers still rely on a patchwork of legacy systems chosen under deadline pressure.
Mental Health Parity Requirements are Still in Full Force—Even as New Federal Rules are Temporarily on Hold
In May 2025, the Departments of Labor, Health and Human Services, and the Treasury announced a temporary pause in enforcement of the 2024 final rule under the Mental Health Parity and Addiction Equity Act (MHPAEA), following a legal challenge brought by an employer coalition. This enforcement pause gives the agencies time to reexamine certain provisions and consider future revisions through the regulatory process.
Flexible Compensation: A Necessary Evolution
In today’s fast-evolving job market, flexible compensation is redefining how companies attract and retain talent. Traditional pay structures, once seen as stable and predictable, are now losing appeal, particularly among younger professionals who prioritize personalized benefits over rigid salary scales. While flexible compensation models have gradually emerged since the early 2000s, the post-pandemic work era has rapidly accelerated their adoption—driven by shifting workforce expectations, economic volatility, and the rise of remote work and gig employment.