Individual & Family Health Insurance
Protect yourself and family from medical conditions and emergencies and the financial liability that may occur when one is not ensured for the risks that inevitably arise in life.
Broker Source Industry Experts
Our network of industry-specific experts specialize in Individual coverage, Medicare policies and small group health insurance. The depth of knowledge we bring provides our clients with the best coverage for their needs at an affordable price.
Comprehensive Services
- We provide customized quotes from all the major carriers in most zip codes across the country
- Easy individual enrollments right over the phone and step by step assistance with companies enrolling in group coverage
- Automated communications to clients to keep them informed during Open Enrollment and throughout the year
- Year-round customer service for all clients with an easy renewal process
Put The Power Of An Entire Network Behind Your Site
Being part of Broker Source, a division of INSURICA gives you access to a wide range of carriers and other services. Our product and network knowledge gives you peace of mind that you are enrolling in the coverage that is right for you.
Resources
Claims
Claims
We define claims management a little differently. We view our role as “a partner in your company’s profitability.”
Loss Control
Loss Control
Loss control has become one of the most important elements of your business’s insurance
program.
Alternative Risk
Alternative Risk
Self-insurance, large deductible plans, captive insurance…Our programs are tailored to fit your specific needs.
Latest News
Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations.
Group Health Premiums on the Rise: What Employers Need to Know
In 2025, rising group health premiums are becoming a central concern for employers. Carriers like UnitedHealth, Anthem, and CVS Health have issued projections showing significant cost increases—driven by escalating claims severity, specialty drug costs, and continued labor shortages across provider networks.
SECURE 2.0 Implementation: A New Era in Retirement Planning
The SECURE 2.0 Act, passed in late 2022 and now in active rollout through 2025, is reshaping the landscape of workplace retirement planning. Designed to expand access, modernize plan design, and improve financial preparedness, the law introduces over 90 new provisions—many of which are now surfacing in HR departments across the country.
2026 Employer Mandate Update
In July 2025, the IRS released new guidance increasing both the affordability percentage and penalty amounts under the Affordable Care Act’s employer mandate for the 2026 plan year. These changes will affect how Applicable Large Employers (ALEs) determine affordability and assess compliance risk moving into the next benefits cycle.