Specializing in
Education
Schools are worlds unto their own, operating with unique and challenging codes, requirements and jurisdictions. Rising operational costs, security concerns, decreases in funding and employment practice liability can seriously affect your institution’s future.
Insurance Solutions
Property
Liability
Sovereign immunity for schools has been modified or waved over the past decades. White tort immunity reduces liability exposure, public entities need various types of liability coverage to protect them against the financial exposure of potential awards and legal defense costs.
Auto
School districts need to protect the investment in their vehicle fleets from many types of driver and storage exposures. Auto liability coverage is required to meet state liability limits and potential legal defense costs.
Workers' Compensation
Workers’ Compensation coverage provides wage replacement and medical benefits to employees injured on the job. Programs often include additional services like loss prevention training and equipment as well as back to work programs to help employee recovery and reduce overall costs.
INSURICA’s Education Experts
Protecting your assets while minimizing risk and exposure to students, staff and the campus demands a thorough understanding of the educational system. INSURICA’s Education Experts bring the experience, guidance and resources you need to uncover and manage unforeseen risks on and off campus.
A Higher Degree Of Coverage
Our team works hand in hand with yours to identify exposure not always evident at first blush. We dig deeper to protect you from a host of risks unique to educators.
Put The Power Of An Entire Network Behind Your School
Through INSURICA, you’ll have access to major carriers, providing a wide variety of education-specific coverages and services for schools.
Education-Specific Coverages and Services
Traditional Property/Casualty Placements
Alternative Risk Mechanisms
Workers’ Compensation
Experience Mod Management Program
Employee Benefits Solutions and Placements
Risk Management
Clery Act Information
Pollution and EPA Compliance
Special Events Risk Management
Resources
Claims
Claims
We define claims management a little differently. We view our role as “a partner in your company’s profitability.”
Loss Control
Loss Control
Loss control has become one of the most important elements of your business’s insurance
program.
Alternative Risk
Alternative Risk
Self-insurance, large deductible plans, captive insurance…Our programs are tailored to fit your specific needs.
Find Out More About Our Services and Capabilities
We are here to answer any questions you may have and look forward to hearing from you.
Latest News
Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations.
Ensuring Campus Safety: End-of-Year Property Inspections
As the end of the academic year approaches, schools must take proactive measures to ensure the safety and security of their campuses. End-of-year property inspections play a crucial role in identifying potential hazards, addressing maintenance issues, and maintaining a safe environment for students, staff, and visitors.
Addressing Bullying and Cyberbullying
Bullying and cyberbullying remain prevalent issues in schools, posing significant challenges to student safety and well-being. As educators and administrators, it's essential to address these issues proactively and create a safe and supportive environment for all students.
Navigating Liability Risks on School Field Trips: Ensuring Safe and Educational Experiences
School field trips are an essential part of the educational experience, offering students valuable opportunities to learn outside the classroom. However, organizing and managing these excursions come with inherent risks and liabilities that schools must address to ensure the safety and well-being of students and staff. In this article, we will explore the various liability risks associated with school field trips and provide practical tips for managing them effectively.