Individual & Family Health Insurance
Protect yourself and family from medical conditions and emergencies and the financial liability that may occur when one is not ensured for the risks that inevitably arise in life.
Industry Experts
Our network of industry-specific experts specialize in Individual coverage, Medicare policies and small group health insurance. The depth of knowledge we bring provides our clients with the best coverage for their needs at an affordable price.
Comprehensive Services
- We provide customized quotes from all the major carriers in most zip codes across the country
- Easy individual enrollments right over the phone and step by step assistance with companies enrolling in group coverage
- Automated communications to clients to keep them informed during Open Enrollment and throughout the year
- Year-round customer service for all clients with an easy renewal process
Put The Power Of An Entire Network Behind Your Site
Being part of INSURICA, powered by Broker Source, gives you access to a wide range of carriers and other services. Our product and network knowledge gives you peace of mind that you are enrolling in the coverage that is right for you.
Resources
Claims
Claims
We define claims management a little differently. We view our role as “a partner in your company’s profitability.”
Loss Control
Loss Control
Loss control has become one of the most important elements of your business’s insurance
program.
Alternative Risk
Alternative Risk
Self-insurance, large deductible plans, captive insurance… Our programs are tailored to fit your specific needs.
Latest News
Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations.
Fiduciary Responsibilities for Employer Health Plans: What Employers Should Know Now
When employers think about fiduciary responsibility, retirement plans often come to mind first. But recent developments make it clear that fiduciary duties also matter—sometimes significantly—when it comes to employer-sponsored health and welfare plans.
The New Era of Mental Health Parity Enforcement in 2026
Federal agencies have made mental health parity enforcement a top priority in 2026, and employers sponsoring group health plans are feeling the impact. Regulators are no longer satisfied with high‑level assurances that plans comply with the Mental Health Parity and Addiction Equity Act (MHPAEA). Instead, they expect detailed, data‑driven documentation showing that mental health and substance‑use‑disorder benefits are truly comparable to medical and surgical benefits. This includes not only the written plan design but also how rules are applied in real‑world scenarios.
The 2026 Specialty Drug Surge: What Employers Need to Prepare For
Specialty drugs have been a major cost driver for years, but 2026 marks a significant shift in both scale and urgency. With GLP 1 medications expanding into new indications, gene therapies entering the market at record pace, and oncology drugs continuing to rise in both cost and utilization, specialty medications are projected to account for more than 60% of total pharmacy spending this year. That’s a dramatic change for employers, especially considering that specialty drugs represent fewer than 5% of total prescriptions.