The most common environmental and regulatory exposures encountered at agriculture and farming properties include the following:
- Improper storage of pesticides and fertilizers, which may lead to surface water, soil or groundwater pollution.
- Normal and routine application of pesticides and fertilizers to fields over several years, which may impair storm water runoff and shallow groundwater.
- Underground storage tanks, which can leak, are used to store heating oil for use in farm residences.
- Cattle excrement that may create elevated fecal coliforms in surface waters that may be used as a source of potable water.
- Electrical transformers on farm property that may contain PCB dielectric fluid.
- Improperly maintained or faulty refrigeration units used for dairy farming resulting in potential contamination from lubricating oils, Freon or ammonia.
- Asbestos-containing materials found in buildings and used as insulation for boilers, piping and steam lines.
- Improper use, storage and disposal of wood preserving chemicals used for treating building supplies, fence posts or lumber produced by small on-site operations.
This is not an exhaustive list of environmental exposures. It represents the most common environmental exposures for this industry. INSURICA will work with you to identify environmental exposures that are unique to your business to help you reduce risk.
This article is not intended to be exhaustive nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel or an insurance professional for appropriate advice. © 2024 Zywave, Inc. All rights reserved.
About the Author
Share This Story
Related Blogs
New Rules Could Transform Instant Pay Benefits
Federal regulators are moving to classify earned wage access programs as consumer loans, signaling a major shift for this rapidly growing employee benefit. The Consumer Financial Protection Bureau's proposed rule could reshape how companies like Walmart, Bath & Body Works and McDonald's offer early access to earned wages.
58% of Millennials Bet on 401(k)s Over Social Security
A significant generational shift in retirement planning is reshaping how employers need to think about their benefits packages. While older generations have traditionally viewed Social Security as their primary source of retirement income, younger workers are increasingly putting their faith—and their money—into personal retirement accounts.
Family-Building Benefits Lead Latest Workplace Benefits Surge
U.S. employers are rapidly expanding their family-building benefits, with fertility and adoption support emerging as key offerings in the competitive talent marketplace. New research shows companies are investing heavily in these benefits to attract and retain employees while supporting diverse paths to parenthood.