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So far INSURICA has created 680 blog entries.

Insurance Coverage Basics For Boatowners

By |2025-06-16T15:23:28+00:00June 15th, 2025|Blog, Personal Insurance|

A small boat, such as a canoe or other un-motorized boat, is typically covered under the personal property portion of your homeowners insurance policy. If you own a larger, faster boat, you'll need a separate boatowners insurance policy. A typical boatowners insurance policy is designed to protect your boat, motor, equipment, and passengers. It affords similar coverages to those you typically have for your car including:

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Summer Swimming Pool Safety

By |2025-06-16T15:21:29+00:00June 14th, 2025|Blog, Personal Insurance|

Though owning a pool can allow you, your family and your friends to cool off in the summer heat, it also comes with serious responsibilities. After all, swimming pools can present significant safety hazards and potential liability risks. As such, consider these precautions to make sure your friends and family can enjoy your pool safely.

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The Risks of Vacant Property

By |2025-06-16T17:46:08+00:00June 12th, 2025|Blog, Risk Management, Trending|

Theft, trespassing, fires or other losses are constant threats on vacant construction sites. Losses might include not only the value of damaged or stolen materials but also the liability of an individual being injured on the property and the loss of time if a crucial piece of equipment is damaged or stolen. The insurance risks and liabilities associated with vacant construction sites can be extensive. To ensure that you are adequately protected, it is important to know the risks you face. In addition to purchasing comprehensive insurance coverage, there are numerous preventive strategies you can adopt to maintain vacant properties in a way that reduces risk and liability.

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Understanding and Preventing Fleet Fraud

By |2025-07-17T14:48:45+00:00June 11th, 2025|Blog, Risk Management, Transportation, Trending|

Fleet fraud refers to a host of deceptive activities that may occur amid the sale and operation of commercial vehicles and their individual assets (e.g., engine parts). Such fraud is a significant concern for any business that utilizes commercial vehicles, whether it’s a few small cars or a dozen tractor-trailers.

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Understanding Radon Risks

By |2025-06-16T18:49:59+00:00June 10th, 2025|Blog, Healthcare, Trending|

Radon is a colorless, odorless and tasteless radioactive gas that is formed from the natural radioactive decay of uranium found in many rocks, soils and water. It is a known human carcinogen. As the second leading cause of lung cancer behind smoking, it presents a serious health risk to those exposed.

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Ross Set to Become Chairman, Rosenhamer Elevated to President

By |2025-06-09T14:24:33+00:00June 9th, 2025|News|

INSURICA, one of the country’s leading commercial insurance brokerage firms, is pleased to announce leadership succession plans becoming effective June 1, 2025. As part of its ongoing commitment to transformational growth and innovation, these changes are designed to guide the company into its next chapter of success.

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Reduce Workers’ Compensation Claims with Ergonomics

By |2025-06-16T18:57:13+00:00June 8th, 2025|Blog, Healthcare, Trending|

Healthcare workers, especially those employed by nursing homes, perform a variety of lifting tasks that put extreme strain on their bodies. Often, an employee must physically support and move residents who are larger and heavier than he or she can bear. As a result, these workers are at high risk for developing job-related injuries. Nursing aides, orderlies and attendants have the highest incidence rate of musculoskeletal disorders, two times greater the average rate of all occupations. A recent study showed that healthcare workers sustained 47,840 injuries over a period of a year that required days away from work, the second highest of any occupation. Overexertion was the leading cause or exposure for those injuries.

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The Hazards of Biofuels

By |2025-06-16T19:37:45+00:00June 7th, 2025|Blog, Energy, Environmental, Trending|

As a fast-growing part of the energy sector, the biofuel industry has become an attractive place to work and invest. To protect your company in the biofuel industry, it is essential to recognize potential workplace hazards of biofuels and their production processes, and take steps to protect workers from harm. In addition to common workplace hazards such as walking and working surface hazards and electrical hazards, biofuels present three major types of hazards:

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Preventive Care Incentives: Investing in Long-Term Savings

By |2025-06-06T15:05:58+00:00June 6th, 2025|Blog, Employee Benefits|

Preventive healthcare programs are proving to be one of the most effective cost-saving strategies for employers. By encouraging regular screenings, wellness programs, and chronic disease management, companies can reduce hospitalizations and emergency care costs.

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Retirement Plan Enhancements: How Employers Are Strengthening Financial Wellness

By |2025-06-06T15:06:35+00:00June 5th, 2025|Blog, Employee Benefits|

As retirement security becomes a growing concern, employers are taking proactive steps to enhance retirement benefits, ensuring employees have the tools and resources needed for long-term financial stability. From expanded 401(k) matching programs to lifetime income solutions, companies are prioritizing financial wellness to help workers retire with confidence.

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