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So far INSURICA has created 721 blog entries.

Winter Weather Preparedness: Keeping School Operations Safe and Moving

By |2026-01-07T19:56:10+00:00January 4th, 2026|Blog, Education|

Winter weather events are becoming less predictable, even in regions that don’t traditionally experience prolonged cold, ice, or snow. Sudden freezes, icy roadways, power disruptions, and rapidly changing forecasts can create significant challenges for school districts — often with little time to respond.

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Supporting Employee Mental Health During Challenging or Traumatic Times

By |2026-01-09T15:36:02+00:00January 3rd, 2026|Blog, Risk Management, Trending|

During challenging times or traumatic events, organizations can do a lot to support employees. NAMI encourages people to bring their whole selves to work, which includes their mental health. As employers, it’s important to acknowledge what’s happening outside of the workplace, its potential impact on employee wellness, and support employees so that they can continue to do their best work.

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Eliminate Radon Dangers

By |2026-01-09T16:17:19+00:00January 2nd, 2026|Blog, Personal Insurance|

Radon is a naturally occurring radioactive gas produced by the breakdown of uranium in soil, rocks and water. Since the air pressure in a typical home is lower than the pressure in the soil around the foundation, the home acts like a vacuum and draws radon in through cracks in the foundation.

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Snowmelt Prevention Tips

By |2026-01-09T16:18:13+00:00January 1st, 2026|Blog, Personal Insurance|

As winter ends and temperatures begin to rise, the accumulating water from melting snow and ice—also known as snowmelt—can lead to significant property damage. Don’t let snowmelt wreak havoc on your home. Review the following guidance for snowmelt prevention recommendations.

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The Risks of Radon Exposure

By |2026-01-09T16:43:43+00:00December 29th, 2025|Blog, Energy|

Radon is a colorless, odorless and tasteless radioactive gas that is formed from the natural radioactive decay of uranium found in many rocks, soils and water. It is a known human carcinogen; in fact, as the second leading cause of lung cancer behind smoking, it presents a serious health risk to those exposed.

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Personalization Now a Baseline Expectation in Employee Benefits

By |2025-12-08T17:32:37+00:00December 8th, 2025|Blog, Employee Benefits, Trending|

In 2025, personalization has moved from “nice to have” to “non-negotiable.” Employees expect benefits that reflect their individual needs, values, and life stages. Static, one-size-fits-all plans are being replaced by flexible, modular offerings that empower employees to choose what matters most.

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Fertility, Family Planning, and Parental Leave Are Front and Center

By |2025-12-08T17:38:41+00:00December 7th, 2025|Blog, Employee Benefits, Trending|

In 2025, family-building support has emerged as a defining priority in employee benefits strategy. Fertility coverage, inclusive parental leave, and caregiving support are no longer niche offerings — they’re central to how employees evaluate workplace value. As life paths diversify and caregiving responsibilities expand, benefits managers are rethinking what it means to support the whole employee.

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Trump Administration Reshapes Health Plan Oversight

By |2025-12-01T16:03:36+00:00December 1st, 2025|Blog, Employee Benefits, Trending|

The Trump administration has issued a series of executive orders aimed at recalibrating federal oversight of employer-sponsored health plans. These directives target unpublished rules and agency enforcement priorities, signaling a shift toward deregulation and increased flexibility for plan sponsors.

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Keeping Our Workplace Violence-Free

By |2025-12-01T16:09:46+00:00November 28th, 2025|Blog, Energy|

Although we do our best at to keep the workplace safe, violence inflicted by an outsider or between employees remains a serious safety and health issue. It can occur inside or outside the workplace and can range from threats and verbal abuse to physical assaults and homicide. In fact, according to the United States Department of Labor, workplace violence is the fourth-leading cause of fatal occupational injury in our country.

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Understanding Educators Legal Liability (ELL)

By |2025-12-01T16:11:03+00:00November 27th, 2025|Blog, Education|

Educators face unique professional exposures that go beyond standard general liability. That’s where Educators Legal Liability (ELL) coverage comes in. Understanding Educators Legal Liability is critical for school administrators, as it protects against claims related to employment practices, student rights, professional duties, and more. From wrongful termination to student disciplinary disputes, ELL can provide defense and indemnity for claims that other policies may exclude.

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