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So far INSURICA has created 651 blog entries.

Are Your Workplace Posters Up to Date?

By |2023-08-25T17:50:40+00:00August 22nd, 2023|Blog, Employee Benefits|

The June 27 deadline has passed, and employers should now have updated workplace posters reflecting the expanded rights of employees under certain federal Acts. The Pregnant Workers Fairness Act (PWFA), enacted at the end of June, and the Providing Urgent Maternal Protections for Nursing Mothers Act (PUMP Act), enacted last December, grant additional protections that must appear on mandatory postings.

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10 Cyber Security Resolutions

By |2023-08-28T13:36:05+00:00August 21st, 2023|Blog, Commercial Insurance, Trending|

Cyber security threats and trends can change year over year as technology continues to advance at alarming speeds. As such, it’s critical for organizations to reassess their data protection practices at the start of each new year and make achievable cybersecurity resolutions to help protect themselves from costly breaches.

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Preventing Data Theft by Departing Employees

By |2023-08-28T13:42:35+00:00August 20th, 2023|Blog, Commercial Insurance, Healthcare|

When employees leave a company, there is a heightened risk of data theft, which is also known as data leakage or exfiltration. This risk is present whether an employee’s departure is voluntary or not. The consequences of data theft from insiders can be severe, as an organization’s most valued data assets and secrets are vulnerable. Data leakage events can impact a company’s financials through lost business and intellectual property, and they can result in reputational damage, litigation and regulatory fines.

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Creating a Cybersecurity Culture

By |2023-08-28T13:37:35+00:00August 19th, 2023|Blog, Commercial Insurance, Construction|

Employees are an organization’s first line of defense against cybercriminals. For this reason, they are also commonly targeted. In fact, the vast majority (88%) of data breaches are caused by employee mistakes, according to Stanford University. Unfortunately for organizations, a single mistake can result in costly losses, reputational damage and lost or stolen data.

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Bridging the Gap Between Working and Pumping

By |2023-08-28T13:35:55+00:00August 18th, 2023|Blog, Employee Benefits|

The passage of the Providing Urgent Maternal Protections for Nursing Mothers Act (PUMP) represents a major step forward for breastfeeding moms in the workplace. However, simply complying with the new requirements with dedicated lactation spaces and break times is just the starting point. To truly support working mothers, organizations must go further to bridge the gap between pumping and performing job duties.

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The Value of Medical Professional Liability Insurance

By |2023-08-28T13:40:27+00:00August 16th, 2023|Blog, Commercial Insurance, Healthcare|

Medical professional liability (MPL) insurance—also known as medical malpractice insurance—provides essential coverage for health care professionals over lawsuits and claims related to their medical services. It can offer peace of mind to both practitioners and patients, and it is required by law in many states.

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Unlimited PTO Gaining Traction: Is Now the Time?

By |2023-08-28T13:42:45+00:00August 15th, 2023|Blog, Employee Benefits|

Paid time off policies have come a long way from their inception, transitioning from set vacation days to paid personal days and floating holidays. Unlimited PTO takes this evolution a step further by removing a set number of days entirely. Still a relatively new concept, only 8 percent of employers currently offer unlimited vacation, according to a 2023 SHRM survey.

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Six Trends Affecting Workers’ Compensation Insurance

By |2023-08-14T14:12:26+00:00August 14th, 2023|Blog, Risk Management, Trending|

Workers’ compensation coverage plays a major role in connecting injured employees to the care they need to return to work as quickly and safely as possible. It’s also mandatory coverage in most states, so it’s crucial for your organization to develop an effective workers’ compensation program. Read on to learn more about the trends impacting workers’ compensation insurance and employee health and safe.

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Educating Young Employees on Open Enrollment

By |2023-08-14T14:51:40+00:00August 13th, 2023|Blog, Employee Benefits, Trending|

To get ready for open enrollment, employers who sponsor group health plans should be aware of the legal changes affecting the design and administration of their health plans for plan years beginning on or after Jan. 1, 2024.

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Working Remotely From Public Spaces

By |2023-08-14T16:52:25+00:00August 12th, 2023|Blog, Employee Benefits|

Many remote professionals seek public spaces with Wi-Fi for a change in scenery during the work day. This can reduce feelings of claustrophobia, create healthy boundaries between work and home life and increase daily enjoyment. However, a poorly planned remote work excursion can also reduce focus, decrease productivity and increase cyber risk.

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