It’s essential to be properly prepared for hurricane season, as these storms carry significant risks to safety and property. To raise awareness of the dangers of hurricanes, the National Oceanic and Atmospheric Administration (NOAA) annually sponsors National Hurricane Preparedness Week. This year, it runs from May 5th to May 11th. With the eastern Pacific hurricane season beginning May 15 and the Atlantic hurricane season beginning June 1, now is a good time to review how to prepare for hurricanes and tropical storms.

Before the Storm Forms

It’s crucial to know the hurricane and tropical storm risks associated with your location and the structure of your residence. It may also be beneficial to discuss storm preparation with your neighbors; they likely face similar risks and can be excellent resources. In addition to making sure you can stay safe, you should ensure you are prepared financially and have adequate insurance coverage in place.

Once a storm begins forming, the NOAA, the Federal Emergency Management Agency, and state and local authorities will provide updates regarding its path.

Before the Storm Hits

The following tips can help you prepare for an impending hurricane:

• Have a family emergency communication plan in place. Keep your devices charged and have extra batteries on hand.
• Use storm shutters or plywood to cover your home’s doors and windows. Reinforce your roof, if possible.
• Bring all outdoor items inside and trim trees and shrubs if time allows, as branches can become projectiles.
• Move furniture and valuables to a higher elevation if your home lies in a flood zone.
• Use watertight containers to store important documents (e.g., birth certificates or Social Security cards).
• Make sure your generator is working if you have one, and know how to turn off utilities.
• Know your official evacuation route and be ready to follow local evacuation orders. Consider evacuating even if it is not a requirement, and keep your car full of gas or charged in case you need to leave quickly.
• Prepare an emergency kit that contains an NOAA radio, flashlights, cash, solar-powered or crank USB charger, and first-aid supplies. Have enough food, water and medicine stocked for at least three days (with a longer than three-day supply of water, if possible, since utilities may be out for weeks).
• Purchase items before the situation becomes an emergency.

Conclusion

Hurricane season is nearing, so it is vital to ensure you are properly prepared. Use National Hurricane Preparedness Week to get ready and review what actions you need to take if a storm impacts you. For additional risk management resources, contact INSURICA today.

This is not intended to be exhaustive nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel or an insurance professional for appropriate advice. ©2024 Zywave, Inc. All rights reserved