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10 Tips to Winterize Your Business

By |2024-01-02T20:58:37+00:00December 31st, 2023|Blog, Risk Management, Safety Tips, Trending|

As winter approaches, it is crucial for small businesses to prepare for the challenges the season’s weather brings. Whether it’s potential property damage or changes in customer behavior, winter can significantly impact a company’s operations. This article provides 10 tips for effectively winterizing a small business.

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Insurance Challenges Faced by Small-Scale Farmers: Solution and Support

By |2024-01-09T17:36:16+00:00December 30th, 2023|Agriculture, Blog, Trending|

Small-scale farmers encounter distinct hurdles when seeking and managing insurance, stemming from their limited resources and unique operational dynamics.

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Estate Planning: The New Must-Have Benefit

By |2023-12-04T22:12:58+00:00December 4th, 2023|Blog, Employee Benefits, Trending|

Estate planning benefits are gaining momentum as employers add these services to help employees with their financial affairs. With COVID-19 underscoring mortality and workers seeking more financial protection, interest is rising.

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What’s Driving Benefit Costs Up 7% for 2024?

By |2023-12-04T22:20:04+00:00December 3rd, 2023|Blog, Employee Benefits, Trending|

U.S. employers should brace for a 7% hike in healthcare costs next year, fueled largely by chronic conditions, costly prescriptions, and catastrophic claims, according to new data.

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Support Your Staff as They Transition Back to Student Loan Payments

By |2023-12-04T22:26:58+00:00December 2nd, 2023|Blog, Employee Benefits, Trending|

Now that federal student loan payments have restarted after a nearly three-year pause, HR teams can play a key role in supporting employees through this transition. With over 45 million Americans holding $1.77 trillion in stu¬dent debt, many workers face renewed financial burdens from monthly payments.

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Wrongful Collection of Data Explained

By |2023-12-01T17:18:08+00:00December 1st, 2023|Blog, Risk Management, Safety Tips, Trending|

Businesses of all sizes and sectors may be subject to unlawful data processing claims. According to the International Association of Privacy Professionals, lawsuits focusing on whether businesses lawfully collect and use personal data have been steadily increasing. These claims can cause significant financial and reputational damage to companies.

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OSHA Announces Top 10 Violations for 2023

By |2023-12-01T17:18:57+00:00November 29th, 2023|Blog, Risk Management, Safety Tips, Trending|

OSHA recently revealed its top 10 most frequently cited standards in the 2023 fiscal year using preliminary data. This information is valuable for businesses of all kinds, as it helps them identify common exposures that affect their workforce and gives them the information they need to plan their compliance programs.

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4 Key Trends Driving Employer Healthcare Costs in 2024

By |2023-11-27T18:12:42+00:00November 27th, 2023|Blog, Employee Benefits, Trending|

Amid ongoing inflation pressures, employees and employers alike can expect their healthcare costs to increase in 2024. Global professional services firm Aon reported that health care costs for employers will grow by 8.5% in 2024 (to more than $15,000 per employee), nearly double 2023’s figure. In line with those findings, the Business Group on Health’s 2024 Large Employer Health Care Strategy Survey predicts a 6% increase in health care costs in 2024.

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PPACA Penalties Pack a Punch: What Employers Need to Know

By |2023-11-06T16:46:29+00:00November 6th, 2023|Blog, Employee Benefits, Trending|

The Patient Protection and Affordable Care Act (PPACA), commonly known as Obamacare, levies hefty penalties on employers who do not comply with key provisions of the law.

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Seven Open Enrollment Tips for Communicating Benefits

By |2023-11-06T21:35:45+00:00November 5th, 2023|Blog, Employee Benefits, Trending|

This year’s open enrollment period presents some unique challenges for employers looking to effectively communicate benefits options to employees. With rising healthcare costs, high inflation, a hybrid workforce split between office and remote settings, and workers facing mounting financial pressures, it is more important than ever for organizations to get open enrolment right.

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