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Medical Malpractice Is the Most Severe Loss in Senior Care Facilities

By |2023-08-29T21:02:47+00:00August 10th, 2023|Blog, Commercial Insurance, Healthcare, Trending|

The number of older Americans is steadily increasing. According to the U.S. Census Bureau, in 2019, the population of people aged 65 and older numbered 54.1 million. It is projected to grow to more than 80 million by 2040.

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2024 Open Enrollment Checklist

By |2023-08-08T18:22:49+00:00August 7th, 2023|Blog, Employee Benefits, Trending|

To get ready for open enrollment, employers who sponsor group health plans should be aware of the legal changes affecting the design and administration of their health plans for plan years beginning on or after Jan. 1, 2024.

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2024 Open Enrollment: The Power of Early Preparation

By |2023-08-08T15:51:20+00:00August 6th, 2023|Blog, Employee Benefits, Trending|

The labor landscape was undoubtedly a roller coaster in the first half of 2023, and employers are still along for the ride. During the past year, the market experienced a record number of employee quits, a jump in talent shortages and increased workplace demands from workers—many of whom had the upper hand in employment negotiations.

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5 Tips to Drive Revenue and Efficiency Using Data

By |2023-06-22T17:20:00+00:00June 22nd, 2023|Blog, Trending|

We let the data tell us how we can drive efficiency and improve the client experience. We then use those insights to implement new tools and processes to help our employees be successful and our agency grow.

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Consistent Assessments are Critical in Protecting People and Controlling Insurance Costs

By |2023-06-13T16:40:09+00:00June 9th, 2023|Blog, Commercial Insurance, Healthcare, Safety Tips, Trending|

How many claims are possible when an employee transfers a patient or resident? The answer is two: both professional liability and workers’ compensation claims can occur simultaneously. What if the individual is an assistant of two? Then there is potential for three claims as the workers’ compensation exposure doubles!

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Claims Made Versus Occurrence

By |2023-06-06T14:58:26+00:00June 6th, 2023|Blog, Risk Management, Trending|

You are a contractor working on a job site on an ordinary day. Suddenly, without warning, there is an accident and spillage of chemicals. It heads down the hillside for a pond or storm drain. Speedy action by you and other contractors on the job site contains it. Proper calls are made to the right governmental agencies.

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How to Compete in Today’s Tight Labor Market

By |2023-07-31T14:24:34+00:00June 5th, 2023|Blog, Employee Benefits, Trending|

The 2023 labor market continues to tighten, creating challenges and opportunities for employers. Compensation is a key aspect of these dynamics. Mercer’s latest data reveals that pay increases this year are the highest since the 2008 financial crisis.

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Join the INSURICA Family: Unleash Your Potential in a Thriving Insurance Career

By |2023-07-31T14:25:47+00:00May 28th, 2023|Blog, Trending|

Are you seeking an extraordinary career in the insurance industry? Look no further than INSURICA, the trailblazing independent insurance agency that is revolutionizing the way we protect businesses and individuals.

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Reimagining Retirement: The Case for a Return to Pension Plans

By |2023-06-01T21:06:03+00:00May 20th, 2023|Blog, Employee Benefits, Trending|

As the retirement crisis looms, experts are exploring innovative solutions to ensure a secure financial future for America's workforce. One such solution is a return to pension plans, which could provide the stability and affordability employers and employees seek

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Employer OSHA Liabilities for Remote Workers

By |2023-05-25T20:01:47+00:00May 18th, 2023|Blog, Risk Management, Safety Tips, Trending|

Encouraging remote work has become a new normal for a variety of reasons. Whether it is to reduce costs of operating a physical place of business, address pandemic reasons or allow employees to have a better work-life balance, more and more workers are working from home.

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