Client Guidance: Understanding “Nuclear Verdicts” in Commercial Trucking
A Texas jury recently handed down a verdict of nearly $50 million against a trucking company most people have never heard of — and that's exactly the point.
Do Your Employee Benefit Plan Documents Reflect How Your Plan Actually Operates?
Most employers work hard to administer their employee benefit plans consistently. However, one of the most common compliance issues isn't how a plan is administered—it's whether the written plan documents accurately reflect what the employer is actually doing.
Lifestyle Spending Accounts (LSAs): The Fastest-Growing Benefit of 2026
Lifestyle Spending Accounts (LSAs) are becoming one of the fastest-growing benefits of 2026. Employers are adopting LSAs because they solve a problem traditional benefits have struggled with for years: personalization. Employees want benefits that fit their lives, not one-size-fits-all programs. LSAs give them that flexibility. And because July is a major decision month for 2027 plan design, many employers are evaluating LSAs right now.
ICHRAs Gain Momentum: Why Employers Are Reconsidering Defined-Contribution Health Benefits
Lifestyle Spending Accounts (LSAs) are becoming one of the fastest-growing benefits of 2026. Employers are adopting LSAs because they solve a problem traditional benefits have struggled with for years: personalization. Employees want benefits that fit their lives, not one-size-fits-all programs. LSAs give them that flexibility. And because July is a major decision month for 2027 plan design, many employers are evaluating LSAs right now.
Managing Liability During Back-to-School Events
Back-to-school events create excitement, but they also create risk. Managing liability during back-to-school events starts with a little planning before the first open house or pep rally. Schools host several events within a short window each fall, and each one brings its own exposures. A proactive approach helps administrators protect students, staff, and the [...]
Mitigating Password Threats
Cybercrime continues to pose a serious threat to organizations of all sizes, highlighting the importance of strong cyber hygiene practices. While not the only line of defense against cyber threats, passwords remain a fundamental security control, and compromised credentials are among the most exploited entry points into business networks. As such, mitigating password threats is essential to reducing the likelihood of unauthorized access, protecting company data and strengthening overall cybersecurity resilience.
What to do in the First 24 Hours After a Commercial Property Loss
A fire, severe storm, burst pipe or other property loss can disrupt business operations in an instant. While the damage itself may be unavoidable, the actions taken during the first 24 hours can significantly influence the claims process and the speed of recovery. By responding promptly and documenting the situation carefully, businesses can help protect both their property and their insurance claim.
Who Needs to Be Listed on Your Auto Insurance Policy?
Auto insurance can provide ongoing financial security, but that does not mean you can simply set it and forget it. Adjusting various details of your policy may be necessary over time, including who is listed on it.
Understanding the Dangers of Earbuds and Headphones
Earbuds and music headphones have become fixtures of everyday life, but on the job, they can pose serious safety hazards. What feels like a harmless habit can put you and the people around you at risk. When you cannot hear what is happening in your vicinity, you lose the ability to react to warnings, moving equipment and instructions from co-workers. The consequences can be severe. Knowing the risks is the first step to making smarter choices on the job.
Five Strategies for Reducing Workers’ Compensation Costs
When a company experiences significant increases in workers’ compensation costs, it usually triggers internal activities aimed at reducing insurance costs and spending. The key to spending fewer dollars is more than just stopping a few accidents; it is having a sound safety program designed to continuously improve. This is where a safety program that, at a minimum, is compliant with the Occupational Safety and Health Administration (OSHA) standards can yield significant savings for by reducing injuries and illnesses, saving workers’ compensation dollars.