Benefits of D&O Insurance for Nonprofits
Nonprofit organizations provide essential social services that benefit the community and their members. These organizations cannot survive without a board of directors to make major decisions on behalf of the organization. In order to protect themselves, directors and officers (D&O) insurance for nonprofit leaders is crucial and can provide the following benefits.
Your Business and a Hardening Insurance Market: Get the Facts
during a hard market, insurance buyers should plan to face difficult decisions regarding their insurance coverage. Thankfully, businesses are not without recourse in the face of a hard market. Business owners who proactively address risk, control losses and manage exposures will be better prepared for a hardening insurance market than those who do not.
Disaster Recovery Checklist for Businesses
This checklist is for business owners to help them start their recovery efforts in the aftermath of a disaster. In the aftermath of a man-made or natural disaster, you and your company will have a number of concerns to account for as you prepare to reopen for business. Follow this checklist to ensure that you take the proper steps to recover after a disaster strikes.
Insurance for Homeowners Associations
A Homeowners Association (HOA) holds the responsibility of ensuring a community’s well-being, but with that comes inherent risk. Understanding HOA insurance details are critical in fulfilling those responsibilities – especially without many guidelines and no broad insurance programs built to fit all HOAs. By understanding your HOA coverage and design, you will be able to fill any known gaps in your insurance coverage, avoiding costly payments when any unprecedented issues do arise.
OSHA Field Sanitation Standards
This infographic provides an overview of the OSHA's Field Sanitation Standard for farming businesses employing 11 or more workers.
Balancing Risk and the Rising Cost of Insurance Coverage for Nonprofits
As a new decade unfolds with new changes and challenges for businesses across industries, nonprofits are no exception. Signs of disruption for the nonprofit sector insurance world are unfolding like they are across all other sectors. However, how nonprofits respond to these changes can be even more challenging than other organizations as you aim to balance the increased cost of operations, especially the cost of risk, with the amount that goes towards your mission.