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Utah HB 508 Changes DFCM Bonding Requirements for State Construction Projects

By |2026-04-24T15:21:59+00:00April 23rd, 2026|Blog, Construction, southwest, Trending|

A new bill was recently introduced and ultimately passed in the State of Utah. HB 508 was signed by the Governor on March 26, 2026, and could have lasting impacts on the Utah construction market.

Summer School Student Workers: Best Practices to Reduce Risk for Schools

By |2026-04-28T15:31:45+00:00April 22nd, 2026|Blog, Education, Risk Management|

Many Texas public school districts hire high school students for summer roles—supporting summer programs, clerical and departmental work, campus organization projects, childcare support, and limited food service assistance. These positions can benefit both students and districts, but they also introduce unique compliance, safety, and supervision considerations because the workers are minors in a school environment.

The Role of School Resource Officers (SROs): Legal & Safety Considerations

By |2026-04-23T17:09:01+00:00April 8th, 2026|Blog, Education, Risk Management|

School safety remains a top priority for districts, educators, and families. Many districts include School Resource Officers (SROs)—sworn law enforcement officers assigned to school campuses—as part of their safety strategy. When implemented well, SRO programs can improve coordination with law enforcement, strengthen emergency preparedness, and support prevention efforts. To reduce legal risk and ensure appropriate boundaries, districts should clearly define the SRO’s role and follow strong risk-management practices.

The Expanding Role of AI in Education

By |2026-03-16T18:11:33+00:00March 16th, 2026|Blog, Education, Risk Management|

Artificial intelligence is quickly becoming part of the modern classroom. New AI-powered tools can assist with lesson planning, personalize learning experiences, and help educators manage administrative tasks more efficiently. As these technologies become more accessible, schools are beginning to explore how AI can support both teaching and learning. However, the rapid adoption of AI [...]

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Hot Dog Incident on Highway Emphasizes the Risks of Cargo Spills

By |2026-02-26T21:44:45+00:00February 15th, 2026|Blog, Risk Management, Transportation, Trending|

In August 2025, a tractor-trailer owned by a third-party freight carrier was transporting thousands of pounds of frozen hot dogs when it overturned and struck another vehicle on Interstate 83 while traveling through York County, Pennsylvania, resulting in the meat products spilling across the highway. According to local authorities, the incident occurred on a weekday morning during rush-hour traffic as the tractor-trailer was nearing an exit ramp. In this moment, the driver of the truck reportedly lost control due to an undisclosed mechanical problem, causing it to tip over, hit a nearby passenger vehicle and tear open the boxes of tightly packed hot dogs in the process.

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Workers’ Compensation: Avoiding the Most Common School Staff Injuries

By |2026-03-02T20:36:18+00:00February 10th, 2026|Blog, Education|

School districts work hard to keep students safe, but employee safety deserves the same level of focus. Workplace injuries not only impact staff well-being, they can also lead to higher workers’ compensation costs, staffing disruptions, and operational strain.

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6 Tips to Prevent Ransomware Attacks

By |2026-03-02T17:38:32+00:00February 10th, 2026|Blog, Education|

Ransomware attacks on school districts are no longer rare events — they are targeted, disruptive, and expensive. According to the Federal Bureau of Investigation, ransomware continues to be one of the most prevalent cyber threats impacting public institutions, including K-12 schools. For districts, the consequences go beyond financial loss. Instructional time is disrupted. Sensitive [...]

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Understanding Your School Property Schedule

By |2026-01-29T19:18:14+00:00January 15th, 2026|Blog, Education|

Your property schedule is one of the most important—and often overlooked—documents in your insurance program. While it may look like a simple list of buildings, values, and locations, this schedule plays a critical role in how your coverage responds when a loss occurs.

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Managing Risk Around School Construction & Renovation Projects

By |2026-02-02T15:46:05+00:00January 6th, 2026|Blog, Education|

School construction and renovation projects are essential for maintaining safe, functional, and modern learning environments. Whether a district is expanding due to enrollment growth, upgrading aging facilities, or making safety improvements, construction activity introduces a level of risk that goes well beyond the worksite itself. When projects occur on active campuses, those risks extend to students, staff, contractors, and district operations.

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Winter Weather Preparedness: Keeping School Operations Safe and Moving

By |2026-01-07T19:56:10+00:00January 4th, 2026|Blog, Education|

Winter weather events are becoming less predictable, even in regions that don’t traditionally experience prolonged cold, ice, or snow. Sudden freezes, icy roadways, power disruptions, and rapidly changing forecasts can create significant challenges for school districts — often with little time to respond.

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