Specializing in
Education
Schools are worlds unto their own, operating with unique and challenging codes, requirements and jurisdictions. Rising operational costs, security concerns, decreases in funding and employment practice liability can seriously affect your institution’s future.
Insurance Solutions
Property
Liability
Sovereign immunity for schools has been modified or waved over the past decades. White tort immunity reduces liability exposure, public entities need various types of liability coverage to protect them against the financial exposure of potential awards and legal defense costs.
Auto
School districts need to protect the investment in their vehicle fleets from many types of driver and storage exposures. Auto liability coverage is required to meet state liability limits and potential legal defense costs.
Workers' Compensation
Workers’ Compensation coverage provides wage replacement and medical benefits to employees injured on the job. Programs often include additional services like loss prevention training and equipment as well as back to work programs to help employee recovery and reduce overall costs.
INSURICA’s Education Experts
Protecting your assets while minimizing risk and exposure to students, staff and the campus demands a thorough understanding of the educational system. INSURICA’s Education Experts bring the experience, guidance and resources you need to uncover and manage unforeseen risks on and off campus.
A Higher Degree Of Coverage
Our team works hand in hand with yours to identify exposure not always evident at first blush. We dig deeper to protect you from a host of risks unique to educators.
Put The Power Of An Entire Network Behind Your School
Through INSURICA, you’ll have access to major carriers, providing a wide variety of education-specific coverages and services for schools.
Education-Specific Coverages and Services
Traditional Property/Casualty Placements
Alternative Risk Mechanisms
Workers’ Compensation
Experience Mod Management Program
Employee Benefits Solutions and Placements
Risk Management
Clery Act Information
Pollution and EPA Compliance
Special Events Risk Management
Resources
Claims
Claims
We define claims management a little differently. We view our role as “a partner in your company’s profitability.”
Loss Control
Loss Control
Loss control has become one of the most important elements of your business’s insurance
program.
Alternative Risk
Alternative Risk
Self-insurance, large deductible plans, captive insurance…Our programs are tailored to fit your specific needs.
Find Out More About Our Services and Capabilities
We are here to answer any questions you may have and look forward to hearing from you.
Latest News
Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations.
Cyberbullying: Prevention and Response
As technology becomes more embedded in students' daily lives, cyberbullying continues to be a growing threat to student mental health and school safety. Unlike traditional bullying, cyberbullying follows students beyond the classroom and into their homes, making it more difficult to escape—and more important than ever to address.
Safety Protocols for School Performances and Assemblies
School performances and assemblies are exciting opportunities for students, families, and the wider community to come together. However, to ensure a safe and successful event, it’s critical that schools implement clear safety protocols for school performances and assemblies. Without proper planning, these gatherings can introduce risks that endanger both attendees and participants. Proactively establishing safety protocols for school performances and assemblies helps protect everyone and ensures a positive experience.
Managing Risks Associated with School Science Labs
Managing risks associated with school science labs is crucial to ensuring a safe learning environment for students and staff. Schools must take a proactive approach to managing risks associated with school science labs by implementing strong safety policies, proper materials management, and effective training programs. By addressing these key areas, schools can significantly reduce hazards while fostering a culture of safety in science education.