Address
734 Main Street
Livingston, CA 95334
Working Hours
Monday–Friday
8:30 a.m. – 5:00 p.m.
INSURICA: Livingston, CA
We’re the preferred farm, workers’ compensation, commercial and crop insurance agency in the Valley. Our seasoned colleagues and business professionals have unmatched experience and expertise giving them an in-depth understanding of their clients needs.
Areas of Specialty
Our industry-specific knowledge and in-depth experience gives our Livingston team members valuable insight into the unique and often challenging needs of the following key areas:
Who We Are
Creating lasting client relationships is at the core of what we do. Through a proven process our team develops client specific solutions to both businesses, and individuals. At INSURICA Livingston we assist our clients in finding ways to reduce costs, increase profits, and exceed strict regulatory compliance standards. We offer a customized approach based on your business model, organization and structure that will focus on preventing losses and increasing your bottom line.
Meet the Team
Today’s insurance programs must take into account the unique challenges faced by each client.
Testimonials
“Over the years, INSURICA has provided great service for both of our companies. They offer great products and superior customer service. We would highly recommend INSURICA to anyone looking for a great insurance partner.”
Agency History
Founded in 1919, Walter Mortensen Insurance has a long history and tradition in Southern California, growing to six offices in the state. In 2005, WMI was acquired by a large Dallas-based agency, Guaranty Insurance Services, with multiple locations throughout Texas.
In April 2011, Guaranty became part of INSURICA, providing clients new resources delivered by the same local relationships they’ve come to trust.
INSURICA opened the Livingston office in 2015.
Recognitions | Rankings | Partnerships
MERCED County Farm Bureau
Livingston Chamber of Commerce
Latest News
Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations.
Fiduciary Responsibilities for Employer Health Plans: What Employers Should Know Now
When employers think about fiduciary responsibility, retirement plans often come to mind first. But recent developments make it clear that fiduciary duties also matter—sometimes significantly—when it comes to employer-sponsored health and welfare plans.
The New Era of Mental Health Parity Enforcement in 2026
Federal agencies have made mental health parity enforcement a top priority in 2026, and employers sponsoring group health plans are feeling the impact. Regulators are no longer satisfied with high‑level assurances that plans comply with the Mental Health Parity and Addiction Equity Act (MHPAEA). Instead, they expect detailed, data‑driven documentation showing that mental health and substance‑use‑disorder benefits are truly comparable to medical and surgical benefits. This includes not only the written plan design but also how rules are applied in real‑world scenarios.
The 2026 Specialty Drug Surge: What Employers Need to Prepare For
Specialty drugs have been a major cost driver for years, but 2026 marks a significant shift in both scale and urgency. With GLP 1 medications expanding into new indications, gene therapies entering the market at record pace, and oncology drugs continuing to rise in both cost and utilization, specialty medications are projected to account for more than 60% of total pharmacy spending this year. That’s a dramatic change for employers, especially considering that specialty drugs represent fewer than 5% of total prescriptions.
Contact Us
Talk to a local Livingston insurance broker today. Fill out the form to get in touch.