Cyber Practice
Cyber Liability Insurance is designed to protect companies from the costs and liabilities arising out of data breaches. At INSURICA, we want to help you protect your business by understanding your goals, providing resources, and offering expert advice and analysis.
Experience and Expertise
Business owners across the country are learning the hard way that computer security and data breaches are affecting companies of all sizes from many different industries. Online malware (Trojans, worms, and viruses), spam, phishing, or lost equipment may present different types of risks and liabilities that are not covered under the Commercial General Liability policy. The number of cyber-attacks has increased by 42 percent in the last year, and most businesses never fully recover after becoming victims of a breach. Many business owners think it could never happen to them, but industry experts agree: it is not a matter of if, but when. It only takes one virus, one stolen laptop, one hacker, or even one lost paper record for sensitive data to be compromised.
WHY FOCUS ON CYBER INSURANCE?
- Expansion and ubiquity of technology
- Regulatory requirements after a breach
- Financial impact of a data breach
- Most General Liability policies provide no coverage
Resources
Claims
Claims
We define claims management a little differently. We view our role as “a partner in your company’s profitability.”
Loss Control
Loss Control
Loss control has become one of the most important elements of your business’s insuranceprogram.
Alternative Risk
Alternative Risk
Self-insurance, large deductible plans, captive insurance…Our programs are tailored to fit your specific needs.
Find Out More About Our Services and Capabilities
We are here to answer any questions you may have and look forward to hearing from you.
Latest News
Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations.
Cyberbullying: Prevention and Response
As technology becomes more embedded in students' daily lives, cyberbullying continues to be a growing threat to student mental health and school safety. Unlike traditional bullying, cyberbullying follows students beyond the classroom and into their homes, making it more difficult to escape—and more important than ever to address. To truly protect students, school districts must have a well-defined plan that includes prevention, early detection, and appropriate response strategies. Here are several updated best practices to help schools respond to [...]
Closing the Savings Gap: Empowering Women for Retirement
A new generation of women is stepping up to take control of their financial futures, but some still face barriers to saving enough for a secure retirement. Employers have a vital role to play in providing the tools and resources women need to close the retirement savings gap.
Higher Confidence Drives Increased 401(k) and HSA Contributions
Americans are feeling more confident about their finances and retirement readiness, according to new data on 401(k) and health savings account (HSA) balances. Supported by greater savings rates and positive market performance, average account balances grew significantly from 2023 to 2024.