Cyber Practice
Cyber Liability Insurance is designed to protect companies from the costs and liabilities arising out of data breaches. At INSURICA, we want to help you protect your business by understanding your goals, providing resources, and offering expert advice and analysis.
Experience and Expertise
Business owners across the country are learning the hard way that computer security and data breaches are affecting companies of all sizes from many different industries. Online malware (Trojans, worms, and viruses), spam, phishing, or lost equipment may present different types of risks and liabilities that are not covered under the Commercial General Liability policy. The number of cyber-attacks has increased by 42 percent in the last year, and most businesses never fully recover after becoming victims of a breach. Many business owners think it could never happen to them, but industry experts agree: it is not a matter of if, but when. It only takes one virus, one stolen laptop, one hacker, or even one lost paper record for sensitive data to be compromised.
WHY FOCUS ON CYBER INSURANCE?
- Expansion and ubiquity of technology
- Regulatory requirements after a breach
- Financial impact of a data breach
- Most General Liability policies provide no coverage
Resources
Claims
Claims
We define claims management a little differently. We view our role as “a partner in your company’s profitability.”
Loss Control
Loss Control
Loss control has become one of the most important elements of your business’s insuranceprogram.
Alternative Risk
Alternative Risk
Self-insurance, large deductible plans, captive insurance…Our programs are tailored to fit your specific needs.
Find Out More About Our Services and Capabilities
We are here to answer any questions you may have and look forward to hearing from you.
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