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So far INSURICA has created 601 blog entries.

Creating a Cybersecurity Culture

By |2023-08-28T13:37:35+00:00August 19th, 2023|Blog, Commercial Insurance, Construction|

Employees are an organization’s first line of defense against cybercriminals. For this reason, they are also commonly targeted. In fact, the vast majority (88%) of data breaches are caused by employee mistakes, according to Stanford University. Unfortunately for organizations, a single mistake can result in costly losses, reputational damage and lost or stolen data.

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Bridging the Gap Between Working and Pumping

By |2023-08-28T13:35:55+00:00August 18th, 2023|Blog, Employee Benefits|

The passage of the Providing Urgent Maternal Protections for Nursing Mothers Act (PUMP) represents a major step forward for breastfeeding moms in the workplace. However, simply complying with the new requirements with dedicated lactation spaces and break times is just the starting point. To truly support working mothers, organizations must go further to bridge the gap between pumping and performing job duties.

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The Value of Medical Professional Liability Insurance

By |2023-08-28T13:40:27+00:00August 16th, 2023|Blog, Commercial Insurance, Healthcare|

Medical professional liability (MPL) insurance—also known as medical malpractice insurance—provides essential coverage for health care professionals over lawsuits and claims related to their medical services. It can offer peace of mind to both practitioners and patients, and it is required by law in many states.

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Unlimited PTO Gaining Traction: Is Now the Time?

By |2023-08-28T13:42:45+00:00August 15th, 2023|Blog, Employee Benefits|

Paid time off policies have come a long way from their inception, transitioning from set vacation days to paid personal days and floating holidays. Unlimited PTO takes this evolution a step further by removing a set number of days entirely. Still a relatively new concept, only 8 percent of employers currently offer unlimited vacation, according to a 2023 SHRM survey.

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Six Trends Affecting Workers’ Compensation Insurance

By |2023-08-14T14:12:26+00:00August 14th, 2023|Blog, Risk Management, Trending|

Workers’ compensation coverage plays a major role in connecting injured employees to the care they need to return to work as quickly and safely as possible. It’s also mandatory coverage in most states, so it’s crucial for your organization to develop an effective workers’ compensation program. Read on to learn more about the trends impacting workers’ compensation insurance and employee health and safe.

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Educating Young Employees on Open Enrollment

By |2023-08-14T14:51:40+00:00August 13th, 2023|Blog, Employee Benefits, Trending|

To get ready for open enrollment, employers who sponsor group health plans should be aware of the legal changes affecting the design and administration of their health plans for plan years beginning on or after Jan. 1, 2024.

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Working Remotely From Public Spaces

By |2023-08-14T16:52:25+00:00August 12th, 2023|Blog, Employee Benefits|

Many remote professionals seek public spaces with Wi-Fi for a change in scenery during the work day. This can reduce feelings of claustrophobia, create healthy boundaries between work and home life and increase daily enjoyment. However, a poorly planned remote work excursion can also reduce focus, decrease productivity and increase cyber risk.

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Inflation’s Impact on 2024 Open Enrollment

By |2023-08-28T13:36:34+00:00August 11th, 2023|Blog, Employee Benefits, Trending|

Many employees continue to feel financially strained because of inflation. With open enrollment fast approaching, inflation could impact the choices employees make when it comes to their benefits. Specifically, employees are likely to consider which benefits matter the most and how to optimize the money they spend on those offerings. As a result, this year’s open enrollment may be more challenging than usual for employers and benefits providers.

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Medical Malpractice Is the Most Severe Loss in Senior Care Facilities

By |2023-08-29T21:02:47+00:00August 10th, 2023|Blog, Commercial Insurance, Healthcare, Trending|

The number of older Americans is steadily increasing. According to the U.S. Census Bureau, in 2019, the population of people aged 65 and older numbered 54.1 million. It is projected to grow to more than 80 million by 2040.

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Cyberthreats in the Construction Industry

By |2023-08-29T21:33:15+00:00August 9th, 2023|Blog, Commercial Insurance, Construction|

Cyberattacks are on the rise in the construction industry. These attacks can shut down business operations, cause reputational damage and result in costly litigation and fines.

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