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So far INSURICA has created 445 blog entries.

Safety Matters: Asbestos Awareness

By |2023-09-07T15:01:10+00:00September 7th, 2023|Blog, Energy, Environmental, Safety Tips|

Even though most uses of asbestos have been banned, it can still be found in a variety of products, such as building materials and vehicle brakes. Employees can be exposed to this hazardous material during the manufacturing process, brake and clutch repairs, and renovations and demolitions.

2023 Top Auto Hazards

By |2023-09-07T14:24:04+00:00September 5th, 2023|Blog, Personal Insurance, Trending|

The 2023 Personal Lines Market Survey, which gathered nearly 950 responses, was launched to gather insight into how auto insurance consumers—like you—shop for and use their insur-ance. One of the areas explored the biggest perceived auto hazards and risks.

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Average Data Breach Cost Hits All-time High of $4.4M

By |2023-09-12T18:33:46+00:00September 4th, 2023|Blog, Commercial Insurance, Healthcare|

According to IBM’s annual Data Breach report, the average cost of a data breach reached an all-time global high of $4.45 million, up 2.3% from 2022 and 15.3% since 2020. While $4.45 million is the average across the 16 countries included in IBM’s survey of 553 organizations, breaches in the United States cost far more than the average. The 2023 average hit $9.48 million, according to the report.

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Construction Industry Trends to Watch

By |2023-09-26T14:09:04+00:00September 3rd, 2023|Blog, Commercial Insurance, Construction|

The construction industry consists of companies that construct, maintain and repair buildings and other structures (e.g., roads, bridges and utility systems). This sector plays a vital role in the U.S. economy by keeping residential areas, commercial facilities and local infrastructure in good condition, thus supporting the safety and welfare of communities across the nation.

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Tripping In and Out Operation Precautions

By |2023-09-06T15:44:37+00:00September 2nd, 2023|Blog, Energy, Safety Tips, Trending|

Tripping refers to the process of removing and/or replacing pipe from the well when it is necessary to change the bit or other piece of the drill string. This process also occurs when preparing to run certain tests in the well bore. To help promote a hazard-free work environment, the following list highlights potential hazards and safety solutions for review.

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OSHA Expands Injury and Illness Submission Requirements in High-hazard Industries

By |2023-09-01T13:36:19+00:00September 1st, 2023|Blog, Safety Tips, Trending|

On July 17, 2023, OSHA announced a final rule that will require certain employers in designated high-hazard industries to electronically submit additional injury and illness information than what is currently required but employers are already required to keep. The final rule will become effective on Jan. 1, 2024.

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Employers Project 7% Increase Healthcare Costs in 2024

By |2023-09-01T00:00:10+00:00August 31st, 2023|Blog, Commercial Insurance, Healthcare, Trending|

U.S. employers estimate a median 7% increase in healthcare costs for 2024, according to a recent survey of employers by the International Foundation of Employee Benefit Plans (IFEBP). This sizable increase in healthcare costs is driven by chronic health conditions, catastrophic health claims and rising prescription drug prices. This is the second consecutive year employers have projected a 7% increase in healthcare costs.

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How to Spot AI Voice Scams

By |2023-09-01T13:37:24+00:00August 30th, 2023|Blog, Safety Tips, Trending|

Artificial intelligence (AI) technology has surged in popularity and usage among businesses and individuals. Many users have found ways to streamline commercial operations and personal hobbies using these programs; however, criminals have also developed means of weaponizing this technology, including by impersonating voices.

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Keep Mold Out of Your Home

By |2023-09-07T15:02:20+00:00August 29th, 2023|Blog, Personal Insurance, Trending|

Molds are organisms that breakdown animal matter and dead plants. Though most molds grow outdoors, they can travel inside by way of open windows and doors, air conditioning systems and on pets, clothing and shoes. Once inside your home, mold needs a moist food source, such as lint, ceiling tiles or wallpaper to grow.

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