As cyberattacks become more frequent and costly, it’s crucial for organizations to maximize their financial protection against related losses by purchasing sufficient insurance. Cyber coverage, also known as cyber liability insurance, can help organizations pay for a range of expenses that may result from cyber incidents—including (but not limited to) data breaches,ransomware attacks and phishing scams.
In today’s world, school crisis management has become a critical focus for educational institutions. Ensuring the safety and well-being of students and staff during emergencies is paramount. From natural disasters to incidents of violence, schools must be prepared to respond effectively.
Project owners or general contractors must carefully vet contractors to ensure job site safety and financial security. A critical factor in this selection process is verifying that contractors carry adequate insurance. Hiring uninsured contractors can expose a project to significant risks, including safety hazards, liability issues and potential financial losses.
Car insurance is a vital safeguard for drivers that is often legally required by states. Specifically, auto liability insurance (a standard component of a car insurance policy) can help pay for damages you cause to others in an accident, saving you from costly out-of-pocket expenses.
Although worker safety hazards in the oil and gas extraction industry are well-known, there is very little published data regarding occupational health hazards—such as the types and magnitude of risks for chemical exposures—during oil and gas extraction operations.
A recent Business Group on Health (BGH) survey found that heightened interest and spending on glucagon-like peptide-1(GLP-1) drugs is a major driver of rising health care costs in 2025.
As fall and winter bring colder temperatures, the warm interior of your home can provide shelter, breeding spaces and access to nourishment for household pests. Any pest invasion—flies, rodents, squirrels, wasps, ants and various bugs—can cause property damage as well as health and safety hazards for any homeowner.
Fall is a beautiful time of year, but it’s also when most wildlife-vehicle collisions occur. More than 300,000 of such incidents happen yearly between October and December, according to the Federal Highway Administration.
In recent years, cyber incidents have surged in both cost and frequency. That’s why it’s vital for businesses of all sizes and sectors to understand their digital exposures and take steps to minimize damages that may result from cyber incidents. In particular, businesses should consider their reputational risks.
Many medical devices contain configurable embedded computer systems that can be vulnerable to cyber security breaches. In addition, as medical devices are increasingly interconnected via the Internet, hospital networks, other medical devices or smartphones, there is an increased risk of cybersecurity breaches, which could affect how a medical device operates.
