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So far INSURICA has created 601 blog entries.

Employer OSHA Liabilities for Remote Workers

By |2023-05-25T20:01:47+00:00May 18th, 2023|Blog, Risk Management, Safety Tips, Trending|

Encouraging remote work has become a new normal for a variety of reasons. Whether it is to reduce costs of operating a physical place of business, address pandemic reasons or allow employees to have a better work-life balance, more and more workers are working from home.

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Attracting and Retaining Construction Workers in Today’s Labor Shortage

By |2023-06-22T20:06:48+00:00May 16th, 2023|Blog, Commercial Insurance, Construction|

The construction industry is facing a labor shortage and struggling to find workers to meet the growing demands of the industry. With the expected growth in the construction sector, driven in part by the recently signed Infrastructure Investment and Jobs Act, the need for skilled workers is more critical than ever. However, several factors contribute to the labor shortage in the construction industry.

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The Importance of Personal Umbrella Liability Insurance

By |2023-06-01T15:05:00+00:00May 15th, 2023|Blog, Personal Insurance|

After a hectic work week, Jim Marshall was looking forward to a relaxing weekend with his wife and kids. He was just a few blocks from home when his cellphone rang. He glanced down to see who was calling. That split-second distraction was all it took for him to miss the approaching stop sign.

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Strategies for Enhancing Employee Satisfaction

By |2023-06-01T16:05:01+00:00May 14th, 2023|Blog, Employee Benefits|

Recent data reveals a troubling trend: employee satisfaction with workplace benefits has reached its lowest point in a decade, falling to 61 percent in 2023 from 64 percent in 2022. As employers navigate a rapidly changing landscape marked by inflation, mental health challenges, and ongoing pandemic-related issues, employees are calling for more comprehensive support. Experts argue that a re-evaluation of employee benefits, grounded in data-driven insights, is necessary to address these concerns and bolster workplace satisfaction.

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Supporting Employee Mental Health After Tragic Events

By |2023-06-01T21:04:47+00:00May 13th, 2023|Blog, Employee Benefits|

The burden of paying for healthcare benefits has grown substantially for many employers. As the average expense for employee healthcare is projected by the Society for Human Resources Management to increase by 6.5 percent in 2023, surpassing $13,800 per employee, businesses of all sizes struggle to balance their budgets while ensuring their workforce remains healthy and productive.

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What Employers Need to Know About Medicaid Redeterminations

By |2023-05-03T21:21:53+00:00May 3rd, 2023|Blog, Employee Benefits, Trending|

In 2020, the U.S. Congress passed the Families First Coronavirus Response Act in response to the COVID-19 pandemic. This act required states to maintain Medicaid coverage for most enrollees and barred disenrollment for Medicaid recipients during the public health emergency (PHE) to help ensure that individuals had health coverage during the pandemic.

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Employee Options After Losing Medicaid Coverage

By |2023-05-03T20:32:52+00:00May 2nd, 2023|Blog, Employee Benefits|

In 2020, the U.S. Congress passed the Families First Coronavirus Response Act in response to the COVID-19 pandemic. This act required states to maintain Medicaid coverage for most enrollees and barred disenrollment for Medicaid recipients during the public health emergency (PHE) to help ensure that individuals had health coverage during the pandemic.

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Lithium-ion Batteries May Cause Fire Hazard

By |2023-05-24T15:48:18+00:00May 1st, 2023|Blog, Risk Management, Safety Tips, Trending|

The number of fires stemming from the lithium-ion batteries commonly found in electronic bikes (e-bikes) is rapidly rising, according to the National Fire Protection Association. In 2022, at least 19 people died in the United States because of fires or overheating incidents related to battery-powered products. In New York City alone, the batteries caused 216 fires, resulting in 147 injuries and six deaths in 2022.

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National Hurricane Preparedness Week Starts April 30

By |2023-05-25T16:07:57+00:00April 27th, 2023|Blog, Personal Insurance, Risk Management, Trending|

It is essential to be properly prepared for hurricane season, as these storms carry significant risks to safety and property. To raise awareness of the dangers of hurricanes, the National Oceanic and Atmospheric Administration (NOAA) annually sponsors National Hurricane Preparedness Week. This year, it runs from April 30 to May 6, 2023.

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Cannabis State of the Market

By |2023-06-05T16:28:38+00:00April 26th, 2023|Blog|

The cannabis industry continues to grow rapidly. Just two years ago, the global market was valued at nearly $18 billion dollars. Expected to expand at a compound annual growth rate of more than 25% over the next several years, the industry is expected to be worth a staggering $134.4 billion by 2030.

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