Online shopping has made it easier than ever to peruse the wares of various businesses and vendors from the comfort of your own home as you search for the perfect gifts this holiday season. However, conducting transactions over the internet always involves inherent risks, as cybercriminals may be lying in wait.

As you check friends and family off your list this holiday season, make sure you’re taking steps to maintain your cybersecurity.

Consider the following tips and strategies:

• Prioritize updates. Before you get started on your online shopping, make sure you’re using the most up-to-date versions of your browsers and applications, as lacking the most recent patches could make you more vulnerable.
• Implement two-factor authentication. Make sure all your accounts are protected by multifactor authentication. This means that hackers will need more than just your password if they want to breach your account.
• Stay on private networks. Be wary of using public Wi-Fi without the assistance of a virtual private network. Cybercriminals may often lurk in these areas of cyberspace and even set up fake networks to attempt to fool you.
• Be mindful of offers. Cybercriminals may try to fool you with offers and opportunities that seem too good to be true. Resist the urge to click on flashy or exciting ads and restrict yourself to retailers and websites you trust.
• Monitor account activity. Regularly check your credit card statements and online banking activity to detect any suspicious activity as soon as possible.

Contact INSURICA today to learn more about cybersecurity and holiday safety.

This article is provided for informational purposes only. The information provided herein is not intended to be exhaustive, nor should it be construed as advice regarding coverage. Eligibility for coverage is not guaranteed and all coverages are limited to the terms and conditions contained in the applicable policy. © 2024 Zywave, Inc. All rights reserved.