Receive a once-a-month digest of our latest blog posts, business tips, and news.

2026 Employer Mandate Update

By |2025-08-18T20:27:12+00:00August 14th, 2025|Blog, Employee Benefits, Trending|

In July 2025, the IRS released new guidance increasing both the affordability percentage and penalty amounts under the Affordable Care Act’s employer mandate for the 2026 plan year. These changes will affect how Applicable Large Employers (ALEs) determine affordability and assess compliance risk moving into the next benefits cycle.

Comments Off on 2026 Employer Mandate Update

The Risks of Vacant Property

By |2025-09-03T15:54:22+00:00August 13th, 2025|Blog, Risk Management, Trending|

Theft, trespassing, fires or other losses are constant threats on vacant construction sites. Losses might include not only the value of damaged or stolen materials but also the liability of an individual being injured on the property and the loss of time if a crucial piece of equipment is damaged or stolen. The insurance risks and liabilities associated with vacant construction sites can be extensive. To ensure that you are adequately protected, it is important to know the risks you face. In addition to purchasing comprehensive insurance coverage, there are numerous preventive strategies you can adopt to maintain vacant properties in a way that reduces risk and liability.

Comments Off on The Risks of Vacant Property

Understanding and Preventing Fleet Fraud

By |2025-09-03T15:54:47+00:00August 12th, 2025|Blog, Risk Management, Transportation, Trending|

Fleet fraud refers to a host of deceptive activities that may occur amid the sale and operation of commercial vehicles and their individual assets (e.g., engine parts). Such fraud is a significant concern for any business that utilizes commercial vehicles, whether it’s a few small cars or a dozen tractor-trailers.

Comments Off on Understanding and Preventing Fleet Fraud

Facility Rental: Best Practices for Non-School Use

By |2025-09-03T15:53:46+00:00August 7th, 2025|Blog, Education|

As community hubs, school districts often open their doors to outside organizations for events, activities, and gatherings. This facility rental for non-school use can benefit the community, but it also comes with potential risks. School administrators must take proactive steps to protect district property, reduce liability exposure, and ensure compliance with state laws.

Comments Off on Facility Rental: Best Practices for Non-School Use

New Compliance Rules Ahead: What the OBBB Means for Your Benefits Team

By |2025-08-06T15:41:04+00:00August 6th, 2025|Blog, Employee Benefits, Trending|

Signed into law by President Trump on July 4th, the “One Big Beautiful Bill” (OBBB) is already making waves in tax policy and Social Security headlines. But for employee benefits administrators, the bill quietly ushers in key updates that will reshape plan design, compliance, and employee communication in the months ahead.

Comments Off on New Compliance Rules Ahead: What the OBBB Means for Your Benefits Team

Putting HR Technology to Work: How INSURICA Clients Gain an Edge with OutSail

By |2025-08-01T13:49:42+00:00July 31st, 2025|Blog, Employee Benefits, Trending|

Payroll errors that hit the general ledger, open-enrollment portals that freeze at midnight, new hires juggling four log-ins on day one - when HR technology falters, the ripple effects reach every corner of the organization. Yet most employers still rely on a patchwork of legacy systems chosen under deadline pressure.

Comments Off on Putting HR Technology to Work: How INSURICA Clients Gain an Edge with OutSail

CPR and AED Training for School Staff: A Life-Saving Back-to-School Priority

By |2025-08-01T13:42:15+00:00July 30th, 2025|Blog, Education|

As students return to campus, it’s important for school administrators to assess more than just academics and operations. One critical area that deserves attention is CPR and AED training for school staff. Ensuring your employees are prepared to respond to cardiac emergencies can save lives—and now is the perfect time to make it a priority.

Comments Off on CPR and AED Training for School Staff: A Life-Saving Back-to-School Priority

Mental Health Parity Requirements are Still in Full Force—Even as New Federal Rules are Temporarily on Hold

By |2025-07-22T16:31:18+00:00July 21st, 2025|Blog, Employee Benefits, Trending|

In May 2025, the Departments of Labor, Health and Human Services, and the Treasury announced a temporary pause in enforcement of the 2024 final rule under the Mental Health Parity and Addiction Equity Act (MHPAEA), following a legal challenge brought by an employer coalition. This enforcement pause gives the agencies time to reexamine certain provisions and consider future revisions through the regulatory process.

Comments Off on Mental Health Parity Requirements are Still in Full Force—Even as New Federal Rules are Temporarily on Hold

Green Living Tips for Your Home

By |2025-08-01T13:54:42+00:00July 19th, 2025|Blog, Personal Insurance|

Living an eco-friendly lifestyle minimizes the negative impact you have on the natural world by contributing to reduced waste, conserved energy and lowered carbon dioxide emissions. Abiding by green principles is not only good for the planet—it can also help you stay healthy and save money. Consider implementing the following eco-friendly living tips within your home.

Comments Off on Green Living Tips for Your Home

Site Preparations – Maintenance Activities

By |2025-08-01T13:57:25+00:00July 18th, 2025|Blog, Energy|

Proper maintenance prevents premature equipment failure, which may cause injuries or fatalities. Drilling equipment is subjected to stress and vibration during operations. Because of this, maintenance is a necessary and ongoing activity on the drilling site.

Comments Off on Site Preparations – Maintenance Activities
Go to Top