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June is National Safety Month

By |2023-06-02T14:52:27+00:00June 2nd, 2023|Blog, Safety Tips|

June is National Safety Month. This month highlights efforts that can prevent injuries and death inside and outside the workplace, helps provide learning opportunities for employees, allows employers to share their safety pride and gives employees the opportunity to pledge they will work safely.

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Responsible Chemical Storage, MSDS and Spill Preparedness

By |2023-06-22T20:02:39+00:00May 30th, 2023|Blog, Environmental, Safety Tips|

At INSURICA, we recognize the significant concern that managing chemical-related risks poses for environmental businesses. To ensure a safer work environment, it is crucial to prioritize proper chemical storage, understanding Material Safety Data Sheets (MSDS), and being prepared for potential spills. These elements are essential facets of effective risk management.

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Exploring the Options of Solar Panel Disposal

By |2023-05-30T18:01:28+00:00May 21st, 2023|Blog, Energy, Safety Tips|

Solar energy is a relatively new technology, so standards for disposal of solar panels and photovoltaic (PV) modules are still uncharted waters. However, if you are considering buying a green building that uses solar energy, or involved in the installation of solar panels or PV cell manufacturing, it is important to think 30 years down the road to your potential solar energy liabilities when it comes to disposal.

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Employer OSHA Liabilities for Remote Workers

By |2023-05-25T20:01:47+00:00May 18th, 2023|Blog, Risk Management, Safety Tips, Trending|

Encouraging remote work has become a new normal for a variety of reasons. Whether it is to reduce costs of operating a physical place of business, address pandemic reasons or allow employees to have a better work-life balance, more and more workers are working from home.

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Lithium-ion Batteries May Cause Fire Hazard

By |2023-05-24T15:48:18+00:00May 1st, 2023|Blog, Risk Management, Safety Tips, Trending|

The number of fires stemming from the lithium-ion batteries commonly found in electronic bikes (e-bikes) is rapidly rising, according to the National Fire Protection Association. In 2022, at least 19 people died in the United States because of fires or overheating incidents related to battery-powered products. In New York City alone, the batteries caused 216 fires, resulting in 147 injuries and six deaths in 2022.

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Stowers Doctrine Explained

By |2023-03-16T20:06:30+00:00March 16th, 2023|Blog, Safety Tips|

The Stowers Doctrine holds that a liability insurer that undertakes the defense of an insured has a duty to act in good faith in settling a liability claim. It is named for a seminal Texas case, G. A. Stowers Furniture Co. v. American Indem. Co., 15 S.W.2d 544 (Tex. Comm'n App. 1929).

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6 Forces Driving Commercial Property Insurance Costs

By |2023-06-01T20:58:43+00:00March 15th, 2023|Blog, Commercial Insurance, Construction, Safety Tips|

The market for commercial property insurance continues to be challenging. Here are several factors contributing to premium increases for commercial property coverage.

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OSHA Continues its National Emphasis Program for Heat

By |2023-06-22T19:09:50+00:00March 14th, 2023|Blog, Commercial Insurance, Construction, Safety Tips|

As the one-year anniversary of OSHA launching its National Emphasis Program for Heat approaches, it is important to revisit some key takeaways.

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Workers’ Compensation Rates Continue to Fall, Causing E-Mod Scores to Climb

By |2023-06-22T19:12:05+00:00March 13th, 2023|Blog, Commercial Insurance, Construction, Safety Tips|

When purchasing any product or service, it makes perfect sense to associate a better RATE with a better PRICE.

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Behavior-based Safety Explained

By |2023-04-17T13:09:09+00:00February 14th, 2023|Blog, Energy, Environmental, Safety Tips|

It’s critical for safety to be at the forefront of any organization, regardless of size or industry. By upholding a safe work environment, organizations can minimize the risk of costly on-site accidents and employee injuries—boosting staff morale and maximizing productivity.

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