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New Compliance Rules Ahead: What the OBBB Means for Your Benefits Team

By |2025-08-06T15:41:04+00:00August 6th, 2025|Blog, Employee Benefits, Trending|

Signed into law by President Trump on July 4th, the “One Big Beautiful Bill” (OBBB) is already making waves in tax policy and Social Security headlines. But for employee benefits administrators, the bill quietly ushers in key updates that will reshape plan design, compliance, and employee communication in the months ahead.

Putting HR Technology to Work: How INSURICA Clients Gain an Edge with OutSail

By |2025-08-01T13:49:42+00:00July 31st, 2025|Blog, Employee Benefits, Trending|

Payroll errors that hit the general ledger, open-enrollment portals that freeze at midnight, new hires juggling four log-ins on day one - when HR technology falters, the ripple effects reach every corner of the organization. Yet most employers still rely on a patchwork of legacy systems chosen under deadline pressure.

Mental Health Parity Requirements are Still in Full Force—Even as New Federal Rules are Temporarily on Hold

By |2025-07-22T16:31:18+00:00July 21st, 2025|Blog, Employee Benefits, Trending|

In May 2025, the Departments of Labor, Health and Human Services, and the Treasury announced a temporary pause in enforcement of the 2024 final rule under the Mental Health Parity and Addiction Equity Act (MHPAEA), following a legal challenge brought by an employer coalition. This enforcement pause gives the agencies time to reexamine certain provisions and consider future revisions through the regulatory process.

5 Common Cybersecurity Mistakes and How to Avoid Them

By |2025-08-01T13:53:28+00:00July 20th, 2025|Blog, Risk Management, Trending|

All organizations, regardless of their size or industry, are at risk of being targeted by cybercriminals. These malicious actors can conduct cyberattacks, leading to significant financial, operational and reputational damage that can be difficult or impossible to recover from. Fortunately, solid cyber hygiene practices can reduce the likelihood of data breaches and other cyber incidents from occurring, and many of these practices are relatively low-cost and easy to implement.

The Risks of Vacant Property

By |2025-06-16T17:46:08+00:00June 12th, 2025|Blog, Risk Management, Trending|

Theft, trespassing, fires or other losses are constant threats on vacant construction sites. Losses might include not only the value of damaged or stolen materials but also the liability of an individual being injured on the property and the loss of time if a crucial piece of equipment is damaged or stolen. The insurance risks and liabilities associated with vacant construction sites can be extensive. To ensure that you are adequately protected, it is important to know the risks you face. In addition to purchasing comprehensive insurance coverage, there are numerous preventive strategies you can adopt to maintain vacant properties in a way that reduces risk and liability.

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Understanding and Preventing Fleet Fraud

By |2025-07-17T14:48:45+00:00June 11th, 2025|Blog, Risk Management, Transportation, Trending|

Fleet fraud refers to a host of deceptive activities that may occur amid the sale and operation of commercial vehicles and their individual assets (e.g., engine parts). Such fraud is a significant concern for any business that utilizes commercial vehicles, whether it’s a few small cars or a dozen tractor-trailers.

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Understanding Radon Risks

By |2025-06-16T18:49:59+00:00June 10th, 2025|Blog, Healthcare, Trending|

Radon is a colorless, odorless and tasteless radioactive gas that is formed from the natural radioactive decay of uranium found in many rocks, soils and water. It is a known human carcinogen. As the second leading cause of lung cancer behind smoking, it presents a serious health risk to those exposed.

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Reduce Workers’ Compensation Claims with Ergonomics

By |2025-06-16T18:57:13+00:00June 8th, 2025|Blog, Healthcare, Trending|

Healthcare workers, especially those employed by nursing homes, perform a variety of lifting tasks that put extreme strain on their bodies. Often, an employee must physically support and move residents who are larger and heavier than he or she can bear. As a result, these workers are at high risk for developing job-related injuries. Nursing aides, orderlies and attendants have the highest incidence rate of musculoskeletal disorders, two times greater the average rate of all occupations. A recent study showed that healthcare workers sustained 47,840 injuries over a period of a year that required days away from work, the second highest of any occupation. Overexertion was the leading cause or exposure for those injuries.

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The Hazards of Biofuels

By |2025-06-16T19:37:45+00:00June 7th, 2025|Blog, Energy, Environmental, Trending|

As a fast-growing part of the energy sector, the biofuel industry has become an attractive place to work and invest. To protect your company in the biofuel industry, it is essential to recognize potential workplace hazards of biofuels and their production processes, and take steps to protect workers from harm. In addition to common workplace hazards such as walking and working surface hazards and electrical hazards, biofuels present three major types of hazards:

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Preventing Spontaneous Combustion Hazards

By |2025-06-16T19:56:10+00:00June 3rd, 2025|Blog, Construction, Trending|

Fires are a significant risk to businesses in the construction industry. In addition to significant property damage, they can cause serious injuries and death. One source of fires is spontaneous combustion, or spontaneous ignition, in which fires start without the presence of an external heat source. Several conditions, including the improper storage or disposal of combustible materials, can create conditions for this process to occur. Knowing about and addressing factors contributing to this hazard can help prevent it, and by taking steps to mitigate this risk, employers can help protect people at their worksite and their property.

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