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Cyber Considerations In 2021

By |2021-03-30T16:28:28+00:00March 12th, 2021|Blog, Construction, Technology|

Cyber attacks are continuing to evolve and get more sophisticated. Some Cyber carriers offer tools to help in assessing your current computer security, website, etc. and offer data breach cost estimators to determine rough estimates for what a breach may cost your company.

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Workers’ Compensation Trends to Watch in 2021

By |2021-01-19T03:41:27+00:00December 18th, 2020|Blog, Construction, Workers' Compensation|

Not only is workers’ compensation coverage required in most states, but it also plays a major role in connecting injured employees to the care they need to return to work as quickly and safely as possible. That’s why it’s crucial for your organization to develop an effective workers’ compensation program.

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Builder’s Risk vs. “Properly Written” Builder’s Risk

By |2021-08-26T03:39:07+00:00September 24th, 2020|Blog, Construction, Industry|

Unfortunately, builders risk insurance doesn’t get the attention it deserves. Much more time is spent on general liability coverage and getting all of the needed endorsements. While all of the issues surrounding general liability coverage are very important to ensure a successful project, so are the issues surrounding a “properly written” builder’s risk policy.

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ABCs of Personal Fall Arrest Systems

By |2021-08-26T03:39:25+00:00September 23rd, 2020|Blog, Construction, Industry|

Falls are some of the most common types of accidents in the workplace. When working at heights, an accident can result in serious injuries. As such, it’s important to take precautions and utilize fall protection systems. Personal fall arrest systems consist of three separate elements that work together to ensure safety by catching falling workers. The three pieces of fall arrest systems include an anchorage, a body harness and connecting devices.

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Fall Protection Safety

By |2021-08-26T03:39:52+00:00September 16th, 2020|Blog, Construction, Industry|

Fall protection and safety is a major concern at construction sites. In fact, OSHA cites injuries from falls as one of its top 10 worksite injuries. Falls and falling objects can result from unstable working surfaces, ladders that are not safely positioned and misuse of fall protection. Workers are also subject to falls or the dangers of falling objects if sides and edges, floor holes and wall openings are not protected. Any time you are working at a height of six feet or more on the construction site, you must be protected.

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Is Striking Contract Language Sufficient?

By |2020-11-24T03:28:31+00:00March 15th, 2019|Blog, Construction, News|

Everybody redlines contracts. But will your strikethroughs and handwritten notes stand up in a court proceeding, even if initialed and agreed to by all parties? A Missouri Court of Appeals has ruled on what can happen as the result of a dispute over stricken contract clauses in a case related to interest on unpaid balances. The results may surprise you.

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Expedited Dispute Resolution Bonds: What You Need To Know

By |2020-11-24T03:30:38+00:00March 13th, 2019|Blog, Construction, News, Surety Bonds|

Did you know that bonds are required to help guarantee performance, payment, and maintenance terms on a project to the owner/obligee? When bonds are in place, everything should run smoothly in the event of the dreaded bond claim right? Wrong. Typically, bond claims can take many weeks, if not months, for a resolution, regardless of the outcome.

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Do General Contractors Need Professional Liability Coverage?

By |2020-11-24T03:13:10+00:00March 12th, 2019|Blog, Construction, News|

Commercial General Liability policies were not designed, nor do they include coverage, for Professional Liability. There is a perception that contractors do not need professional liability coverage, but this isn’t a safe assumption. We are accustomed to seeing Professional Liability exclusions for architects, engineers, surveyors, and other professionals. It’s easy to understand why many assume this exclusion does not apply to a contractor.

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Captive Insurance In The Construction World

By |2021-08-26T03:43:31+00:00March 11th, 2019|Alternative Risk, Blog, Construction, Industry, Loss Control, Solutions|

Captives are becoming increasingly as insureds begin to assess the risk vs reward of the traditional insurance market. A captive insurer is an insurance company, wholly owned and controlled by its insureds, with the purpose of covering the insureds’ risks WHILE allowing the insureds to benefit from any underwriting profits.

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