6 Forces Driving Commercial Property Insurance Costs
The market for commercial property insurance continues to be challenging. Here are several factors contributing to premium increases for commercial property coverage.
OSHA Continues its National Emphasis Program for Heat
As the one-year anniversary of OSHA launching its National Emphasis Program for Heat approaches, it is important to revisit some key takeaways.
Workers’ Compensation Rates Continue to Fall, Causing E-Mod Scores to Climb
When purchasing any product or service, it makes perfect sense to associate a better RATE with a better PRICE.
Behavior-based Safety Explained
It’s critical for safety to be at the forefront of any organization, regardless of size or industry. By upholding a safe work environment, organizations can minimize the risk of costly on-site accidents and employee injuries—boosting staff morale and maximizing productivity.
OSHA’s Most Frequently Cited Standards in Hospitals
The Occupational Safety and Health Administration (OSHA) keeps records not only of the most frequently cited standards overall, but also within particular industries. The most recent statistics from OSHA reveal the top standards cited in the fiscal year 2022 for the hospital industry.
Snow and Ice Removal Tips
Owners and managers of commercial property have an obligation to maintain safe conditions for employees and occupants. During the winter season, walkways, stairs, driveways, interior roadways and parking lots become slip and trip hazards as snow falls and ice forms. This is not only a safety hazard, it can also be an expensive legal issue for property owners, if an accident occurs.
Working Safely with Sharps
The OSHA standard for blood-borne pathogens requires that any employee exposed to blood, or other potentially infectious materials (OPIM), follow proper safety precautions when working with needles and other possible contaminated sharps as part of their job duty.
Staying Healthy in Winter
The winter months are notorious for bringing sickness. Flu season begins in October and ramps up into January. Colds are also more common during the winter months. Read on for tips on keeping yourself and your family healthy this winter.
Electronic Data Liability
You already know that your General Liability policy excludes ‘intangible’ property. That is why you had to buy a cyber liability policy. That policy may not have covered all of the ‘gaps’ in coverage possible by Exclusion P – Electronic Data that is included in the General Liability coverage form.
Construction Sites and Attractive Nuisances
Attractive nuisances are man-made conditions on your property, vacant site or active site after-hours that draw trespassers. If children trespass on site due to these conditions, the general contractor on the site can be held liable for any injuries they sustain.