Ensuring the safety of school bus drivers is paramount, given the vital role they play in transporting students to and from school each day. While sprains, strains, and muscle tears are common injuries among bus drivers, the most costly incidents in schools often stem from motor vehicle accidents.
In 2023, 38 million people across the U.S. provided unpaid care for their loved ones, according to AARP. Another study from Harvard Business School estimated that 73% of employees have some caregiving responsibility, making caregivers the fastest-growing employee group.
Ensuring the safety of students during their school commute is a collective effort involving school bus drivers, motorists, and the entire community. While school bus drivers go to great lengths to protect children, it is equally crucial for all road users to play their part in managing transportation risks effectively.
Protecting your K-12 community from potential threats – active shooters, severe weather, health outbreaks, and more – is always a top priority. The right school alert systems can provide effective communication to your community during emergencies.
We want to do all we can to prevent our students, parents and community from falls that might result in injury. Most falls (67%) happen on a level surface resulting from slips and trips. Fortunately, most slip, trip and fall incidents are avoidable.
As we usher in the New Year, it's the perfect time for a fresh start. Begin the New Year on the right foot with a thorough review of your insurance policies. An insurance review might not be the first thing on your New Year's checklist, but it's a wise move that can yield substantial benefits.
Small-scale farmers encounter distinct hurdles when seeking and managing insurance, stemming from their limited resources and unique operational dynamics.
Tornadoes occur with the greatest frequency during late spring and early summer months between the hours of 4 p.m. and 8 p.m. According to the National Oceanic and Atmospheric Administration (NOAA), every one of Texas’ 254 counties has seen at least one tornado between 1950 and 2023. The most active region in Texas for tornados is the Red River Valley of North Texas.
In 2021 alone, there were 34 school shootings, 24 of which occurred after August 1. A shooting on November 30, in which a student killed four people and injured seven at a Michigan high school, was the deadliest school shooting since May 2018. As of the end of 2021, there were 92 school shootings since 2018.
When making a property insurance purchase decision, the most critical factor is the balance between insured risk and risk retention. Risk retention is usually measured in the amount of exposure to the fund balance in the event of a major property claim.
