Hardening Insurance Market Infographic
There are many factors contributing to the hardening insurance market today. Check out the infographic below for stats the Insurance Journal reported in the U.S. in the first quarter of 2020.
Your Business and a Hardening Insurance Market: Get the Facts
during a hard market, insurance buyers should plan to face difficult decisions regarding their insurance coverage. Thankfully, businesses are not without recourse in the face of a hard market. Business owners who proactively address risk, control losses and manage exposures will be better prepared for a hardening insurance market than those who do not.
Disaster Recovery Checklist for Businesses
This checklist is for business owners to help them start their recovery efforts in the aftermath of a disaster. In the aftermath of a man-made or natural disaster, you and your company will have a number of concerns to account for as you prepare to reopen for business. Follow this checklist to ensure that you take the proper steps to recover after a disaster strikes.
Preparing Your Business For Flooding
It is impossible to completely flood-proof your property, but flood preparation can lower your business’ risk of damage and reduce business interruptions. Stay afloat with solid preparation and a thorough flood plan.
Evaluating Vendors for Business Continuity Risk
When meeting with a current or prospective vendor to discuss business continuity planning, are you asking the right questions? This infographic can help you determine whether or not a vendor is prepared to handle a business interruption.
6 Factors Driving Commercial Auto Losses
This infographic outlines six factors currently driving commercial auto losses.
10 Small Business Cyber Security Tips Infographic
As more and more large companies get serious about data security, small businesses are becoming increasingly attractive targets for cyber criminals, and the results are often devastating for small business owners. Even if you don't currently have the resources to bring in an outside expert to test your computer systems and make security recommendations, there are simple, economical steps you can take to reduce your risk of falling victim to a costly cyber attack.
Personal Auto for Business Use Infographic
If you have employees who use personal vehicles for business use, you could be exposing your business to a significant liability risk. Examine the advantages and risks of employees using their personal vehicles for business use in this infographic.
Specializing in You
At INSURICA, Specializing in You isn’t just our motto on a piece of paper – it’s the fundamental nature of who we are. We go beyond selling individual policies, to understand your entire business structure and develop a customized risk management program just for you. Our fourteen industry practices represent our core areas of expertise, so you’re not just working with insurance experts – you’re also working with experts within your industry. By placing a priority on industry expertise, we’re able to develop unique and valuable relationships with our clients that go deeper than traditional insurance agents.
Understanding Total Cost of Risk
When developing risk management programs, we consider all factors that threaten to erode the productivity and profitability of our clients. Insurance premiums are one of the largest costs, but deductibles, uncovered losses, and many other factors can add to the total cost of risk. By working with you to identify these costs, we can plan and implement strategies to help you reduce them.