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Oil and Gas Overview of Underground Storage Tank System Exposures

By |2021-03-17T21:45:52+00:00March 3rd, 2021|Blog, Energy, Loss Control, Risk Management, Safety Tips|

Underground storage tank systems can be potentially hazardous, so all systems storing petroleum or certain hazardous substances are federally regulated. Read this article for everything you need know about USTs and regulations that could impact your company.

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“Social Inflation,” “Nuclear Verdicts:” Definitions, Trends, Facts, and Figures

By |2021-01-19T03:43:50+00:00December 1st, 2020|Blog, Loss Control, Transportation|

There are a couple of terms dominating the marketplace discussion in the insurance industry right now – Social Inflation and Nuclear Verdicts. These two terms represent a couple of defining phenomenon in the current hard market.

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Six Steps to Minimize Business Interruptions

By |2021-08-26T03:38:55+00:00September 28th, 2020|Blog, Commercial Insurance, Loss Control, Small Business, Solutions|

According to the Federal Emergency Management Agency, 40 percent of businesses never reopen after a disaster. Implementing steps to prepare for and respond to disasters can help to reduce loss. In order to protect your business from unavoidable interruptions, it is recommended that you have an emergency plan in place to protect your business.

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Your Business and a Hardening Insurance Market: Get the Facts

By |2021-08-26T03:40:33+00:00May 12th, 2020|Blog, Commercial Insurance, Loss Control, Solutions|

during a hard market, insurance buyers should plan to face difficult decisions regarding their insurance coverage. Thankfully, businesses are not without recourse in the face of a hard market. Business owners who proactively address risk, control losses and manage exposures will be better prepared for a hardening insurance market than those who do not.

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Oil and Gas Industry Coverage Options

By |2021-08-26T03:42:51+00:00March 15th, 2020|Blog, Energy, Industry, Loss Control, Solutions|

Nearly half a million workers are currently employed in the US oil and gas extraction industry, and that number is on the rise as the world’s demand for energy continues to grow. This increase means more risks for well operators as they struggle to keep up with demand. Fortunately, there are many types of coverages available to help mitigate these risks.

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Commercial Business Insurance

By |2021-01-18T20:34:52+00:00March 15th, 2019|Blog, Commercial Insurance, Loss Control, News, Solutions|

Commercial business insurance is not a commodity, but many businesses purchase it as if it were by using a quoting process. It may seem counter-intuitive, but when price drives the commercial insurance decision, it typically ends up costing the business more than it should. Instead of price, risk and minimizing it should drive commercial insurance purchase decisions.

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5 Key Elements To Managing Your Workers’ Compensation Program

By |2020-11-24T03:29:09+00:00March 15th, 2019|Blog, Loss Control, News, Solutions, Workers' Compensation|

Understanding the total financial impact of on-the-job injuries requires employers to look beyond the initial cost of each claim. In the insurance industry, these hidden claims dollars are referred to as the “iceberg effect,” and a recent OSHA study has shown these costs can be very substantial. These indirect costs include everything from setting up a claim, doing associated paperwork, losing productivity, training temporary employees, and much more.

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Choosing Insurance

By |2020-11-24T03:30:05+00:00March 13th, 2019|Blog, Commercial Insurance, Loss Control, News, Solutions|

When choosing insurance for your business, and an agent to represent you to the insurer, most businesses have a checklist of major things they look for in this critical relationship: industry expertise, community presence, and national resources. A business needing commercial insurance will of course want to check all of these boxes when getting insurance coverage. Most businesses, however, feel they have to make tradeoffs and end up with just one or perhaps two of these relationship attributes.

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Captive Insurance In The Construction World

By |2021-08-26T03:43:31+00:00March 11th, 2019|Alternative Risk, Blog, Construction, Industry, Loss Control, Solutions|

Captives are becoming increasingly as insureds begin to assess the risk vs reward of the traditional insurance market. A captive insurer is an insurance company, wholly owned and controlled by its insureds, with the purpose of covering the insureds’ risks WHILE allowing the insureds to benefit from any underwriting profits.

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