Employer Health Costs Set to Spike Upward in 2025
Employers should prepare for a major increase in healthcare costs in 2025, with new projections showing rises of 8-9 percent or more over this year's spending.
The Battle to Make Employees Care About Benefits Sign-Ups
Despite the importance of open enrollment, most employees lack enthusiasm when asked to review health insurance and other benefits forms annually.
Open Enrollment 2025 – Health Savings Accounts (HSAs)
There are many advantages to selecting an HDHP/HSA option at open enrollment time—for example, HSAs have three levels of tax savings and HDHPs typically have lower monthly premiums.
Getting the Most Out of Your 2025 Open Enrollment Communications
Open enrollment is a crucial period for both employers and employees. It’s when employees can make important decisions about their benefits and an opportunity for employers to engage with their workforce effectively. As organizations continue to adapt to evolving workforce needs and changing regulations in 2025, open enrollment communication becomes more critical than ever.
2025 Open Enrollment Checklist
To get ready for open enrollment, employers who sponsor group health plans should be aware of compliance changes affecting the design and administration of their health plans for plan years beginning on or after Jan. 1, 2025.
Best Practices for Safety Committees
A safety committee is crucial for creating and maintaining a safe workplace culture. These committees bring together employees, management and safety professionals to proactively address workplace hazards.
The Hidden Cost of Unused PTO: Why You Should Encourage Employees to Take Time Off
A troubling new study reveals that the majority of employees are not using all of their paid time off (PTO), costing them and their employers.
Navigating the Benefits Buffet: How to Choose the Right Mix for Employees
With the number of potential employee benefits rising swiftly, employers face tough choices, deciding which perks provide the highest value.
Pay Raises Expected to Slow in 2025 as Labor Market Cools
As the white-hot labor market of the past few years shows signs of cooling down, pay raises for U.S. workers in 2025 are projected to be slower than recent trends. Still, most employers will give salary bumps above the 3% threshold that has become the norm in the pre-pandemic economy.
The Value of Cyber Insurance
As cyberattacks become more frequent and costly, it’s crucial for organizations to maximize their financial protection against related losses by purchasing sufficient insurance. Cyber coverage, also known as cyber liability insurance, can help organizations pay for a range of expenses that may result from cyber incidents—including (but not limited to) data breaches,ransomware attacks and phishing scams.