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Avoiding Winter Slips and Falls

By |2024-12-03T22:29:59+00:00November 29th, 2024|Blog, Risk Management, Trending|

Winter months present additional hazards that employees like you typically don’t encounter during warmer weather. Specifically, you may risk experiencing major slips or falls amid snowy and icy conditions, which could lead to serious injuries.Consider the following recommendations to prevent slip and fall incidents this winter:

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The Role of Coinsurance and Sublimits in Cyber Insurance

By |2024-12-03T22:37:57+00:00November 28th, 2024|Blog, Risk Management, Trending|

Cybercriminals increasingly use sophisticated methods to infiltrate businesses’ computer systems and networks, putting sensitive data and personally identifiable information at risk. With cyberthreats evolving in scope and complexity, businesses of all sizes and industries face potentially devastating financial and reputational damages.

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New Guidance Allows 401(k) Matches for Student Loans

By |2024-11-08T15:12:07+00:00November 8th, 2024|Blog, Employee Benefits, Trending|

The IRS recently released long-awaited rules that provide employers with clarity on how to implement a popular new 401(k) plan feature: matching contributions for employee student loan payments.

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The Battle to Make Employees Care About Benefits Sign-Ups

By |2024-11-08T15:27:30+00:00November 6th, 2024|Blog, Employee Benefits|

Despite the importance of open enrollment, most employees lack enthusiasm when asked to review health insurance and other benefits forms annually.

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Open Enrollment 2025 – Health Savings Accounts (HSAs)

By |2024-10-21T16:02:27+00:00October 20th, 2024|Blog, Employee Benefits|

There are many advantages to selecting an HDHP/HSA option at open enrollment time—for example, HSAs have three levels of tax savings and HDHPs typically have lower monthly premiums.

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Getting the Most Out of Your 2025 Open Enrollment Communications

By |2024-10-21T16:26:07+00:00October 19th, 2024|Blog, Employee Benefits, Trending|

Open enrollment is a crucial period for both employers and employees. It’s when employees can make important decisions about their benefits and an opportunity for employers to engage with their workforce effectively. As organizations continue to adapt to evolving workforce needs and changing regulations in 2025, open enrollment communication becomes more critical than ever.

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2025 Open Enrollment Checklist

By |2024-10-21T16:30:21+00:00October 18th, 2024|Blog, Employee Benefits, Trending|

To get ready for open enrollment, employers who sponsor group health plans should be aware of compliance changes affecting the design and administration of their health plans for plan years beginning on or after Jan. 1, 2025.

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Best Practices for Safety Committees

By |2024-10-21T17:26:25+00:00October 16th, 2024|Blog, Risk Management, Trending|

A safety committee is crucial for creating and maintaining a safe workplace culture. These committees bring together employees, management and safety professionals to proactively address workplace hazards.

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The Hidden Cost of Unused PTO: Why You Should Encourage Employees to Take Time Off

By |2024-10-07T17:39:07+00:00October 7th, 2024|Blog, Employee Benefits|

A troubling new study reveals that the majority of employees are not using all of their paid time off (PTO), costing them and their employers.

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