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The Employer Role | Mental Health During COVID-19

By |2021-04-06T21:08:10+00:00January 18th, 2021|Blog, Employee Benefits|

The impacts of the COVID-19 pandemic will affect employees well beyond the immediacy of the initial crisis. As an employer, you have a unique ability and responsibility to manage your benefit providers, such as Employee Assistance Programs (EAP) and health insurance plans to ensure your workers have access to the help and support they need. Having your workers know you are here to support them through these difficult times can make a world of difference for their mental and physical health. Your Human Resources team and supervisors can help make this difference a reality.

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Prompt Reporting of Employment Practices Liability Claims

By |2021-04-06T21:07:56+00:00January 16th, 2021|Blog, Claims Management, Commercial Insurance|

Allegations of harassment, discrimination, retaliation, and failure to adhere to minimum wage and overtime rules is a nightmare for any company. Lawsuits brought by employees represent one of the most common types of litigation faced by employers of all sizes.

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3 Employee Wellness Trends to Watch in 2021

By |2021-01-19T04:19:15+00:00January 15th, 2021|Blog, Employee Benefits|

After a year that was turned upside down by the COVID-19 pandemic, many aspects of the workplace have changed, including employer-sponsored wellness programs. Prior to the pandemic, employers were already making a shift to the way they viewed and implemented wellness initiatives at their organization. Some of these changes included focusing on holistic well-being and bolstering mental health offerings.

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Workers’ Compensation Trends to Watch in 2021

By |2021-01-19T03:41:27+00:00December 18th, 2020|Blog, Construction, Workers' Compensation|

Not only is workers’ compensation coverage required in most states, but it also plays a major role in connecting injured employees to the care they need to return to work as quickly and safely as possible. That’s why it’s crucial for your organization to develop an effective workers’ compensation program.

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Return to Work Program

By |2021-01-19T04:09:46+00:00December 14th, 2020|Blog, Risk Management, Workers' Compensation|

Workplace accidents are unfortunate events that can disrupt both your physical and financial well-being. In the event of a work-related accident, our return to work program will help you transition back into a productive role as you recover from your injury.

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Difference-in-Conditions Insurance

By |2021-01-19T04:08:19+00:00December 9th, 2020|Blog, Commercial Insurance|

These days, floods, earthquakes and similar catastrophes are common threats to a business’s property. In fact, according to the Insurance Information Institute, natural disasters cause billions of dollars in property losses in the United States each year.

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“Social Inflation,” “Nuclear Verdicts:” Definitions, Trends, Facts, and Figures

By |2021-01-19T03:43:50+00:00December 1st, 2020|Blog, Loss Control, Transportation|

There are a couple of terms dominating the marketplace discussion in the insurance industry right now – Social Inflation and Nuclear Verdicts. These two terms represent a couple of defining phenomenon in the current hard market.

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Risk Management for Hotels

By |2021-08-26T03:37:49+00:00November 1st, 2020|Blog, Hospitality, Industry, Risk Management, Solutions|

Owning and operating a hotel can be a rewarding endeavor. However, hotel operators have to manage numerous exposures related to lodging, and many offer amenities—including pools, exercise facilities, bars and restaurants—that can dramatically increase the number of insurable risks. The list below provides an overview of these hotel risks and more, helping you identify potential blind spots in your risk management and insurance programs.

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Alternate Funding: Captives

By |2021-08-26T03:38:03+00:00October 14th, 2020|Alternative Risk, Blog, Solutions|

It has become increasingly important for employers to offer some form of an employee benefits package in order to attract and retain a strong workforce. Additionally, employers may want to protect their company from the risks associated with offering employee benefits. While employers have traditionally insured their employee benefits risks through an outside insurance carrier, the increased demand for employee benefits has resulted in an inflation of costs associated with insuring employee benefits risks. Because of this, many employers have opted to cut out insurance carriers altogether and instead fund their group employee benefits risks with captives.

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Protect Yourself With Surety Bonds

By |2022-07-07T22:39:45+00:00October 13th, 2020|Blog, Solutions, Surety Bonds|

The way project owners evaluate and manage risks on construction projects and make fiscally responsible decisions to ensure timely project completion are crucial to their success. Since private owners cannot afford to gamble on a contractor whose reliability is uncertain or who could end up bankrupt halfway through the job, a surety bond is a great safety net for the investment.

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