Businesses today don’t only hold physical assets. Through the use of technology companies now are responsible for very valuable intangible assets, such as sensitive data, software and intellectual property, which a general liability policy doesn’t account for. General liability provides protection in the event of bodily injury or property damage. Technology insurance coverage is designed to protect against the significant risk of economic loss related to the intangible assets a company owns. A comprehensive risk management plan needs to guard against the unique exposures that the use of technology presents.
A complete guide to trucking laws and regulations to educate you on the differences and help you stay informed.
As a new decade unfolds with new changes and challenges for businesses across industries, nonprofits are no exception. Signs of disruption for the nonprofit sector insurance world are unfolding like they are across all other sectors. However, how nonprofits respond to these changes can be even more challenging than other organizations as you aim to balance the increased cost of operations, especially the cost of risk, with the amount that goes towards your mission.
When meeting with a current or prospective vendor to discuss business continuity planning, are you asking the right questions? This infographic can help you determine whether or not a vendor is prepared to handle a business interruption.
When developing risk management programs, we consider all factors that threaten to erode the productivity and profitability of our clients. Insurance premiums are one of the largest costs, but deductibles, uncovered losses, and many other factors can add to the total cost of risk. By working with you to identify these costs, we can plan and implement strategies to help you reduce them.