The Role of Coinsurance and Sublimits in Cyber Insurance
Cybercriminals increasingly use sophisticated methods to infiltrate businesses’ computer systems and networks, putting sensitive data and personally identifiable information at risk. With cyberthreats evolving in scope and complexity, businesses of all sizes and industries face potentially devastating financial and reputational damages.
New Guidance Allows 401(k) Matches for Student Loans
The IRS recently released long-awaited rules that provide employers with clarity on how to implement a popular new 401(k) plan feature: matching contributions for employee student loan payments.
Employer Health Costs Set to Spike Upward in 2025
Employers should prepare for a major increase in healthcare costs in 2025, with new projections showing rises of 8-9 percent or more over this year's spending.
The Battle to Make Employees Care About Benefits Sign-Ups
Despite the importance of open enrollment, most employees lack enthusiasm when asked to review health insurance and other benefits forms annually.
Managing Holiday School Events: Key Safety and Inclusivity Measures
The holiday season is a time of celebration and togetherness for schools, bringing communities together for events that highlight student achievements, seasonal performances, and festivities. While school holiday events can be meaningful for students and staff alike, it’s essential to manage these gatherings to ensure the safety, inclusivity, and enjoyment of everyone involved. By planning ahead, schools can create safe, welcoming, and enjoyable holiday events for all.
School Security on Election Day: Best Practices for Polling Place Safety
Schools often serve as polling places during elections, which presents unique safety challenges. While supporting the election process is important, ensuring the security of students and staff remains the top priority. By coordinating closely with election officials and implementing key safety protocols, schools can strike a balance between facilitating voting and maintaining a secure environment. Below are practical steps schools can take before, during, and after polling day.