For many employers, open enrollment is focused on benefit changes, employee elections, and preparing for the upcoming plan year. It is also an important time to review the notices and disclosures that must be provided to employees and other eligible individuals.
The IRS is beginning to release early indicators for 2027 inflation adjusted benefit limits, and benefits managers should prepare now. While final numbers will arrive later this fall, preliminary guidance suggests meaningful increases across FSAs, HSAs, and certain HRA structures
Dependent eligibility audits are making a comeback. After several years of relative quiet, employers are revisiting audits as a practical way to control costs and ensure plan integrity. The reason is simple: dependent claims are rising, and many employers are discovering that a meaningful percentage of dependents on their plans are not actually eligible. In a high trend environment, employers are looking for solutions that protect the plan without reducing employee benefits — and audits fit that need.
Health plan renewal season is arriving earlier and with more pressure than usual. Carriers are releasing preliminary 2027 trend assumptions, and the message is consistent across the market: medical costs are rising faster than expected, and underwriting is tightening. Employers who begin preparing now will be in a stronger position to negotiate, model alternatives, and avoid last minute decisions that frustrate employees and strain budgets.
October is Cybersecurity Awareness Month. This month, the public and private sectors are encouraged to work together to raise awareness of the importance of cybersecurity. October 2026 marks the 23rd Cybersecurity Awareness Month. This event serves as a reminder that businesses must stay cybersecure to safeguard company data, protect customers’ personal information and ensure employee privacy.
Employees are commonly targeted during cyberattacks, making them your organization’s first line of defense. For this reason, it is important to make cybersecurity an integral part of company culture—something that is valued and upheld by every member of the organization.
An Eastern Oklahoma Medical Center has reduced its total cost of property and casualty insurance by 23% over the past decade, generating an estimated $2.5 million in savings and helping preserve vital healthcare resources for LeFlore County and the surrounding region.
Renters insurance can be a critical investment that protects your assets and addresses potential landlord requirements. Without the right policy after a covered loss, you might be at risk of both out-of-pocket costs and eviction. Understanding and complying with relevant requirements can help you maintain your living situation and financial stability.
The Importance of Fall Rescue Plans According to the U.S. Bureau of Labor Statistics, more than one-third of fatalities in the construction industry occurred due to slips, trips and falls in 2020. Most of those deaths resulted from falls to a lower level. To help prevent these tragedies, construction businesses should have and maintain comprehensive fall protection plans (FPPs) that include detailed fall rescue plans (FRPs). This article provides more information on FRPs, why they are important and key plan considerations.
During Cybersecurity Awareness Month, schools have an important question to ask: Who has access to your school’s data and do they truly need it? From student records and staff payroll files to transportation schedules, financial information, and learning platforms, schools manage significant amounts of sensitive data every day. That data is accessed not only by employees, but often by technology vendors, contractors, substitute teachers, volunteers, and third-party service providers.
