Our unique structure provides INSURICA customers with unparalleled access to the best coverage and risk management expertise available, all delivered through a local agent relationship.

Risk Management

INSURICA’s Healthcare Experts can help your business stay healthy by avoiding risk before it becomes a liability. Our dedicated team brings years of practical experience and cost-saving insight to nearly every area of the healthcare industry.

INSURICA’s approach is not about selling an individual policy, but rather understanding our clients’ entire business structure and developing a comprehensive insurance management plan. Our proprietary risk management process, RM4U, identifies the strengths and weaknesses of a company’s risk management plan.

INSURICA’s professionals work with our clients to build upon strengths and address opportunities to create Best-in-Class Businesses. With an in-depth understanding of our clients’ business operations, we uncover unseen risks and opportunities that can dramatically lower exposure and costs.

Employee Benefits

At INSURICA, our team of Employee Benefits Experts can help develop and implement a benefits program designed to motivate your employees while minimizing cost. This is achieved by:

1. Understanding, managing and improving employee perceptions of the plan.
2. Analyzing, examining and comparing your plan history.
3. Conduct proactive assessments of your future needs.
4. Reviewing compliance requirements.
5. Planning budgetary and cost management strategies.

Property and Casualty

Doctors’ offices present unique exposures for property coverages, from highly specialized diagnostic devices to business continuation plan. Our team of experts can help your business avoid risk before it becomes a liability.

Specialized Coverages for Your Operations

• Active Assailant Prevention Program
• Captive Design and Management
• Cyber Liability and Billing
• Employee Benefits
• Executive Liability
• Medical Equipment Maintenance Program
• Professional Liability Insurance
• Property and Casualty
• Risk Management

Put the Power of An Entire Network Behind You and Your Family

• Homeowners Policies
• Automobile Policies
• Personal Umbrella Policies
• Jewelry, Furs, Firearms, Fine Arts and Collectibles
• Rental Property
• Personal Watercraft
• Recreational Vehicles
• Farm and Related Coverages
• Vacation Property
• Additional Coverage Solutions

For more information on Physician Insurance and Risk Management resources, contact INSURICA today.