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So far INSURICA has created 651 blog entries.

Cyberbullying: Prevention and Response

By |2025-04-10T17:38:11+00:00April 10th, 2025|News|

As technology becomes more embedded in students' daily lives, cyberbullying continues to be a growing threat to student mental health and school safety. Unlike traditional bullying, cyberbullying follows students beyond the classroom and into their homes, making it more difficult to escape—and more important than ever to address. To truly protect students, school districts [...]

Closing the Savings Gap: Empowering Women for Retirement

By |2025-04-03T18:22:58+00:00April 3rd, 2025|Blog, Employee Benefits|

A new generation of women is stepping up to take control of their financial futures, but some still face barriers to saving enough for a secure retirement. Employers have a vital role to play in providing the tools and resources women need to close the retirement savings gap.

Higher Confidence Drives Increased 401(k) and HSA Contributions

By |2025-04-03T18:26:12+00:00April 2nd, 2025|Blog, Employee Benefits|

Americans are feeling more confident about their finances and retirement readiness, according to new data on 401(k) and health savings account (HSA) balances. Supported by greater savings rates and positive market performance, average account balances grew significantly from 2023 to 2024.

Is Your Paid Time Off Keeping Candidates Away?

By |2025-04-03T18:36:20+00:00April 1st, 2025|Blog, Employee Benefits|

Job seekers nowadays have endless options if they're looking to switch jobs. With such a tight labor market, they can afford to be selective. As employers compete for top talent, one aspect increasingly coming under scrutiny is paid time off (PTO).

Preventing Slips, Trips and Falls on the Farm

By |2025-04-03T19:00:54+00:00March 31st, 2025|Blog, Risk Management, Trending|

Slips, trips and falls are some of the most commonly occurring accidents for agricultural workers. These serious and often preventable incidents can result in significant injuries or death. Workers should be aware of these helpful tips to reduce their risk of injuries from falls at work:

Spring Storm Safety Tips for Businesses

By |2025-04-03T19:13:07+00:00March 30th, 2025|Blog, Risk Management, Trending|

Spring can bring about some of the year’s most dangerous weather and wreak havoc on many aspects of a company’s operations. This article discusses the weather threats to watch out for during spring and measures businesses can take to minimize damage.

Common Exposures for Personal Lines Clients

By |2025-04-03T19:30:56+00:00March 29th, 2025|Blog, Personal Insurance|

Personal lines insurance can be a crucial aspect of financial planning that offers individuals and families financial protection against various risks. Personal insurance refers to a range of policies aimed at safeguarding individuals and their families from financial setbacks caused by unforeseen events. This type of insurance encompasses policies such as auto, home, renters and life insurance, each designed to insulate individuals and families from financial losses.

Five Strategies for Reducing Workers’ Compensation Costs

By |2025-03-28T15:13:23+00:00March 28th, 2025|Blog, Risk Management, Trending|

When a company experiences significant increases in workers’ compensation costs, it usually triggers internal activities aimed at reducing insurance costs and spending. The key to spending fewer dollars is more than just stopping a few accidents; it is having a sound safety program designed to continuously improve. This is where a safety program that, at a minimum, is compliant with the Occupational Safety and Health Administration (OSHA) standards can yield significant savings for by reducing injuries and illnesses, saving workers’ compensation dollars.

Benefit Priorities & Strategies in 2025: Employee Benefits Market Check Survey

By |2025-03-28T15:13:28+00:00March 27th, 2025|Blog, Employee Benefits, Trending|

As another year has kicked off, employers have many areas of focus regarding their benefit programs. It can also be challenging to achieve all goals in a single year, so decision-makers must prioritize their efforts based on their unique circumstances.

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Navigating Cybersecurity Challenges in the Healthcare Industry

By |2025-03-28T15:13:37+00:00March 26th, 2025|Blog, Healthcare, Trending|

Healthcare providers have been increasingly utilizing technology and turning to digitization. Innovations such as telehealth, artificial intelligence (AI), digital billing systems and connected devices continue to reshape the industry.

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