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So far INSURICA has created 651 blog entries.

Construction Industry Trends to Watch

By |2023-09-26T14:09:04+00:00September 3rd, 2023|Blog, Commercial Insurance, Construction|

The construction industry consists of companies that construct, maintain and repair buildings and other structures (e.g., roads, bridges and utility systems). This sector plays a vital role in the U.S. economy by keeping residential areas, commercial facilities and local infrastructure in good condition, thus supporting the safety and welfare of communities across the nation.

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Tripping In and Out Operation Precautions

By |2023-09-06T15:44:37+00:00September 2nd, 2023|Blog, Energy, Safety Tips, Trending|

Tripping refers to the process of removing and/or replacing pipe from the well when it is necessary to change the bit or other piece of the drill string. This process also occurs when preparing to run certain tests in the well bore. To help promote a hazard-free work environment, the following list highlights potential hazards and safety solutions for review.

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OSHA Expands Injury and Illness Submission Requirements in High-hazard Industries

By |2023-09-01T13:36:19+00:00September 1st, 2023|Blog, Safety Tips, Trending|

On July 17, 2023, OSHA announced a final rule that will require certain employers in designated high-hazard industries to electronically submit additional injury and illness information than what is currently required but employers are already required to keep. The final rule will become effective on Jan. 1, 2024.

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Employers Project 7% Increase Healthcare Costs in 2024

By |2023-09-01T00:00:10+00:00August 31st, 2023|Blog, Commercial Insurance, Healthcare, Trending|

U.S. employers estimate a median 7% increase in healthcare costs for 2024, according to a recent survey of employers by the International Foundation of Employee Benefit Plans (IFEBP). This sizable increase in healthcare costs is driven by chronic health conditions, catastrophic health claims and rising prescription drug prices. This is the second consecutive year employers have projected a 7% increase in healthcare costs.

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How to Spot AI Voice Scams

By |2023-09-01T13:37:24+00:00August 30th, 2023|Blog, Safety Tips, Trending|

Artificial intelligence (AI) technology has surged in popularity and usage among businesses and individuals. Many users have found ways to streamline commercial operations and personal hobbies using these programs; however, criminals have also developed means of weaponizing this technology, including by impersonating voices.

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Keep Mold Out of Your Home

By |2023-09-07T15:02:20+00:00August 29th, 2023|Blog, Personal Insurance, Trending|

Molds are organisms that breakdown animal matter and dead plants. Though most molds grow outdoors, they can travel inside by way of open windows and doors, air conditioning systems and on pets, clothing and shoes. Once inside your home, mold needs a moist food source, such as lint, ceiling tiles or wallpaper to grow.

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Be Aware of Amputation Hazards

By |2023-09-12T16:01:56+00:00August 28th, 2023|Blog, Energy, Environmental, Safety Tips|

Amputation injuries frequently occur when workers operate unguarded or inadequately safeguarded machinery, but they can also occur if a worker is simply not paying enough attention or makes a careless mistake. Machine and equipment operators are at risk, but so are other employees in the area if they are not aware of their surroundings.

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Is Your In-House Medical Program Exposing You to OSHA Citations?

By |2023-08-25T17:50:28+00:00August 24th, 2023|Blog, Employee Benefits, Trending|

The Occupational Safety and Health Administration (OSHA) is devoting more attention to scrutinizing employers' in-house medical programs for general duty clause violations related to alleged medical mismanagement of injured workers. With medical mismanagement claims on the rise, now is the time for employers to thoroughly evaluate their onsite treatment programs and make changes to reduce the risk of citations.

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Controversial Bills Target Employer Obligations

By |2023-08-25T17:50:55+00:00August 23rd, 2023|Blog, Employee Benefits|

A series of high-profile bills recently cleared a key Senate committee which could substantially impact employers' obligations regarding unions, pay equity, and paid leave. The Senate Health, Education, Labor and Pensions (HELP) committee on June 21 advanced three bills — the Richard L. Trumka Protecting the Right to Organize (PRO) Act, the Paycheck Fairness Act and the Healthy Families Act. All three have companion legislation in the House.

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