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So far INSURICA has created 601 blog entries.

6 Key Employee Benefits Trends for 2023

By |2023-02-22T19:27:06+00:00January 16th, 2023|Blog, Employee Benefits, Trending|

Over the last few years, almost every aspect of the workplace has changed, leading to many unforeseen challenges. Unfortunately, many of the challenges that plagued workplaces in 2022 will likely continue in 2023 and beyond.

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OSHA’s Most Frequently Cited Standards in Hospitals

By |2023-01-13T21:16:35+00:00January 13th, 2023|Blog, Commercial Insurance, Healthcare, Safety Tips|

The Occupational Safety and Health Administration (OSHA) keeps records not only of the most frequently cited standards overall, but also within particular industries. The most recent statistics from OSHA reveal the top standards cited in the fiscal year 2022 for the hospital industry.

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Snow and Ice Removal Tips

By |2023-02-22T19:28:10+00:00January 9th, 2023|Blog, Commercial Insurance, Healthcare, Safety Tips|

Owners and managers of commercial property have an obligation to maintain safe conditions for employees and occupants. During the winter season, walkways, stairs, driveways, interior roadways and parking lots become slip and trip hazards as snow falls and ice forms. This is not only a safety hazard, it can also be an expensive legal issue for property owners, if an accident occurs.

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Working Safely with Sharps

By |2023-06-22T19:31:31+00:00January 8th, 2023|Blog, Commercial Insurance, Healthcare, Safety Tips|

The OSHA standard for blood-borne pathogens requires that any employee exposed to blood, or other potentially infectious materials (OPIM), follow proper safety precautions when working with needles and other possible contaminated sharps as part of their job duty.

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Staying Healthy in Winter

By |2023-06-01T21:02:27+00:00January 7th, 2023|Blog, Commercial Insurance, Healthcare, Safety Tips|

The winter months are notorious for bringing sickness. Flu season begins in October and ramps up into January. Colds are also more common during the winter months. Read on for tips on keeping yourself and your family healthy this winter.

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What is Replacement Cost and How is it Derived?

By |2023-01-19T23:06:17+00:00January 5th, 2023|Blog, Safety Tips|

Replacement or reconstruction cost is a type of insurance that covers the cost to replace or repair a building with materials of the same or comparable quality. For the purposes of coverage—and unlike market value—replacement cost policies do not include the value of any land and is determined based on the amount needed to hire contractors and purchase materials to repair a building or construct a replacement.

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Annual Health FSA Contribution Limit to Increase in 2023

By |2023-06-05T16:47:57+00:00January 4th, 2023|Blog, Employee Benefits|

On October 18, the IRS announced that the annual contribution limit in 2023 for health flexible spending accounts (health FSAs) will be increased to $3,050 — double the $100 increase from 2021 to 2022.

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How Employers Can Use Benefits to Protect Employees from Inflation

By |2023-06-05T16:49:13+00:00January 3rd, 2023|Blog, Employee Benefits|

As inflation continues to impact the economy, many employers are trying to help employees with their finances by developing inflation-resistant benefit packages.

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How to Encourage Employees to Use Mental Health Resources

By |2023-06-05T16:50:47+00:00January 2nd, 2023|Blog, Employee Benefits|

Stressors in the workplace can have a profound impact on mental health. The Deloitte Mental Health 2022 Report revealed that more than 80% of respondents experienced at least one adverse mental health symptom.

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Employers Can Help Employees Overcome Burnout with Sabbaticals

By |2023-06-05T16:52:29+00:00January 1st, 2023|Blog, Employee Benefits|

Burnout is a real issue for many employees today. According to the 2022 Deloitte Mental Health Report, 55% of employees reported experiencing burnout, which is not good news for employers. In addition, Mercer's 2022 Inside Employees' Minds study revealed that burnout due to a demanding workload is one of the top factors for employees considering leaving their job.

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