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So far INSURICA has created 726 blog entries.

The Risks of Radon Exposure

By |2026-01-09T16:43:43+00:00December 29th, 2025|Blog, Energy|

Radon is a colorless, odorless and tasteless radioactive gas that is formed from the natural radioactive decay of uranium found in many rocks, soils and water. It is a known human carcinogen; in fact, as the second leading cause of lung cancer behind smoking, it presents a serious health risk to those exposed.

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Personalization Now a Baseline Expectation in Employee Benefits

By |2025-12-08T17:32:37+00:00December 8th, 2025|Blog, Employee Benefits, Trending|

In 2025, personalization has moved from “nice to have” to “non-negotiable.” Employees expect benefits that reflect their individual needs, values, and life stages. Static, one-size-fits-all plans are being replaced by flexible, modular offerings that empower employees to choose what matters most.

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Fertility, Family Planning, and Parental Leave Are Front and Center

By |2025-12-08T17:38:41+00:00December 7th, 2025|Blog, Employee Benefits, Trending|

In 2025, family-building support has emerged as a defining priority in employee benefits strategy. Fertility coverage, inclusive parental leave, and caregiving support are no longer niche offerings — they’re central to how employees evaluate workplace value. As life paths diversify and caregiving responsibilities expand, benefits managers are rethinking what it means to support the whole employee.

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Trump Administration Reshapes Health Plan Oversight

By |2025-12-01T16:03:36+00:00December 1st, 2025|Blog, Employee Benefits, Trending|

The Trump administration has issued a series of executive orders aimed at recalibrating federal oversight of employer-sponsored health plans. These directives target unpublished rules and agency enforcement priorities, signaling a shift toward deregulation and increased flexibility for plan sponsors.

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Keeping Our Workplace Violence-Free

By |2025-12-01T16:09:46+00:00November 28th, 2025|Blog, Energy|

Although we do our best at to keep the workplace safe, violence inflicted by an outsider or between employees remains a serious safety and health issue. It can occur inside or outside the workplace and can range from threats and verbal abuse to physical assaults and homicide. In fact, according to the United States Department of Labor, workplace violence is the fourth-leading cause of fatal occupational injury in our country.

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Understanding Educators Legal Liability (ELL)

By |2025-12-01T16:11:03+00:00November 27th, 2025|Blog, Education|

Educators face unique professional exposures that go beyond standard general liability. That’s where Educators Legal Liability (ELL) coverage comes in. Understanding Educators Legal Liability is critical for school administrators, as it protects against claims related to employment practices, student rights, professional duties, and more. From wrongful termination to student disciplinary disputes, ELL can provide defense and indemnity for claims that other policies may exclude.

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Mental Health Benefits Go Mainstream: What Employers Need to Know

By |2025-12-01T16:11:25+00:00November 26th, 2025|Blog, Employee Benefits|

Once considered a niche offering or a reactive add-on, mental health benefits have now moved to the center of the employee experience. In 2025, nearly half of U.S. employers offer some form of mental health support beyond traditional EAPs—a sharp rise from just 30% in 2023. This shift isn’t just cultural; it’s strategic.

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Does Your Vehicle Attract Thieves?

By |2025-12-01T16:12:12+00:00November 24th, 2025|Blog, Personal Insurance|

Although vehicles in general are attractive items for criminals to steal, recent data from the National Insurance Crime Bureau (NICB) confirms that certain vehicle models are hotter commodities for thieves than others.

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Compliance Update: Gag Clause Attestations, Contraceptive Coverage Ruling, and SF Ordinance Impacts

By |2025-11-05T16:15:11+00:00November 4th, 2025|Blog, Employee Benefits, Trending|

As Q4 begins, benefits managers face a trio of compliance developments with implications for plan design, documentation, and year-end filings. Two are federal in scope, while one local ordinance continues to affect employers nationwide.

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