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So far INSURICA has created 698 blog entries.

The Risks of Vacant Property

By |2025-09-03T15:54:22+00:00August 13th, 2025|Blog, Risk Management, Trending|

Theft, trespassing, fires or other losses are constant threats on vacant construction sites. Losses might include not only the value of damaged or stolen materials but also the liability of an individual being injured on the property and the loss of time if a crucial piece of equipment is damaged or stolen. The insurance risks and liabilities associated with vacant construction sites can be extensive. To ensure that you are adequately protected, it is important to know the risks you face. In addition to purchasing comprehensive insurance coverage, there are numerous preventive strategies you can adopt to maintain vacant properties in a way that reduces risk and liability.

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Understanding and Preventing Fleet Fraud

By |2025-09-03T15:54:47+00:00August 12th, 2025|Blog, Risk Management, Transportation, Trending|

Fleet fraud refers to a host of deceptive activities that may occur amid the sale and operation of commercial vehicles and their individual assets (e.g., engine parts). Such fraud is a significant concern for any business that utilizes commercial vehicles, whether it’s a few small cars or a dozen tractor-trailers.

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Facility Rental: Best Practices for Non-School Use

By |2025-09-03T15:53:46+00:00August 7th, 2025|Blog, Education|

As community hubs, school districts often open their doors to outside organizations for events, activities, and gatherings. This facility rental for non-school use can benefit the community, but it also comes with potential risks. School administrators must take proactive steps to protect district property, reduce liability exposure, and ensure compliance with state laws.

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New Compliance Rules Ahead: What the OBBB Means for Your Benefits Team

By |2025-08-06T15:41:04+00:00August 6th, 2025|Blog, Employee Benefits, Trending|

Signed into law by President Trump on July 4th, the “One Big Beautiful Bill” (OBBB) is already making waves in tax policy and Social Security headlines. But for employee benefits administrators, the bill quietly ushers in key updates that will reshape plan design, compliance, and employee communication in the months ahead.

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CPR and AED Training for School Staff: A Life-Saving Back-to-School Priority

By |2025-08-01T13:42:15+00:00July 30th, 2025|Blog, Education|

As students return to campus, it’s important for school administrators to assess more than just academics and operations. One critical area that deserves attention is CPR and AED training for school staff. Ensuring your employees are prepared to respond to cardiac emergencies can save lives—and now is the perfect time to make it a priority.

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Green Living Tips for Your Home

By |2025-08-01T13:54:42+00:00July 19th, 2025|Blog, Personal Insurance|

Living an eco-friendly lifestyle minimizes the negative impact you have on the natural world by contributing to reduced waste, conserved energy and lowered carbon dioxide emissions. Abiding by green principles is not only good for the planet—it can also help you stay healthy and save money. Consider implementing the following eco-friendly living tips within your home.

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Site Preparations – Maintenance Activities

By |2025-08-01T13:57:25+00:00July 18th, 2025|Blog, Energy|

Proper maintenance prevents premature equipment failure, which may cause injuries or fatalities. Drilling equipment is subjected to stress and vibration during operations. Because of this, maintenance is a necessary and ongoing activity on the drilling site.

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Flexible Compensation: A Necessary Evolution

By |2025-07-08T16:28:14+00:00July 8th, 2025|Blog, Employee Benefits|

In today’s fast-evolving job market, flexible compensation is redefining how companies attract and retain talent. Traditional pay structures, once seen as stable and predictable, are now losing appeal, particularly among younger professionals who prioritize personalized benefits over rigid salary scales. While flexible compensation models have gradually emerged since the early 2000s, the post-pandemic work era has rapidly accelerated their adoption—driven by shifting workforce expectations, economic volatility, and the rise of remote work and gig employment.

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Balancing Employee Wellbeing and Financial Pressures

By |2025-07-08T16:42:07+00:00July 7th, 2025|Blog, Employee Benefits|

In today’s economic climate, businesses are facing rising costs and inflationary pressures, leading to a fundamental reassessment of employee benefits programs. While mental health and wellbeing initiatives remain a priority for employers, there is a growing demand for measurable impact and cost-efficient solutions rather than superficial perks. As companies strive to balance budget constraints with competitive benefits, the future of workplace wellness is shifting toward strategic, high-value programs that support employee health without breaking financial sustainability.

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How Businesses Are Using Data Analytics to Optimize Employee Benefits Engagement

By |2025-07-08T16:53:48+00:00July 6th, 2025|Blog, Employee Benefits|

In today’s competitive job market, businesses are increasingly leveraging data analytics to enhance employee benefits engagement, ensuring that workers fully utilize available resources. Traditional benefits programs often suffer from low participation rates due to lack of awareness, complexity, or misalignment with employee needs. By integrating data-driven insights, companies can personalize benefits offerings, improve communication strategies, and maximize employee satisfaction while optimizing costs.

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