UNDERSTANDING TOTAL COST OF RISK

When developing risk management programs, we consider all factors that threaten to erode the productivity and profitability of our clients. Insurance premiums are one of the largest costs, but deductibles, uncovered losses, and many other factors can add to the total cost of risk. By working with you to identify these costs, we can plan and implement strategies to help you reduce them.

About the Author

Taylor Caraway
Taylor Caraway

Share This Story

Stay Updated

Subscribe to the INSURICA blog and receive the latest news direct to your inbox.

Related Blogs

Marketplace Coverage and Employer Plans: What Employers Need to Know

February 6th, 2026|Blog, Employee Benefits|

As Marketplace health plan premiums rise and subsidies shift, employers are seeing more requests from employees (and their spouses) to drop Marketplace coverage and enroll in an employer-sponsored health plan mid-year. While this may feel straightforward, Marketplace rules and employer plan rules do not always work the same way.

2026 Compliance Update: More on Last Month’s Key Regulatory Changes

February 5th, 2026|Blog, Employee Benefits|

In our January issue, we outlined the major compliance themes shaping 2026. This month, we build on that foundation with a deeper look at the annual updates, effective dates, and action steps employers need as the new year begins.

Go to Top