Auto insurance can provide ongoing financial security, but that does not mean you can simply set it and forget it. Adjusting various details of your policy may be necessary over time, including who is listed on it.
In certain situations, insurers may deny a claim if someone else was driving your car when an accident occurred. Ask your broker about adding others to your policy, such as the following:
- Spouses
- Teen drivers
- Adult children living with you
- Roommates
- Babysitters
As a general rule, anyone who regularly uses your vehicle should be listed on your auto insurance. Alternatively, if someone borrows your car only occasionally and with your permission, your coverage may apply.
INSURICA can help you through this process and compare various options, as adding others to your policy may also increase your premium. Contact INSURICA to learn more.
This article is provided for informational purposes only. The information provided herein is not intended to be exhaustive, nor should it be construed as advice regarding coverage. Eligibility for coverage is not guaranteed and all coverages are limited to the terms and conditions contained in the applicable policy. © 2026 Zywave, Inc. All rights reserved.
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