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5 Common Cybersecurity Mistakes and How to Avoid Them

By |2025-10-01T18:34:29+00:00October 1st, 2025|Blog, Risk Management, Trending|

All organizations, regardless of their size or industry, are at risk of being targeted by cybercriminals. These malicious actors can conduct cyberattacks, leading to significant financial, operational and reputational damage that can be difficult or impossible to recover from. Fortunately, solid cyber hygiene practices can reduce the likelihood of data breaches and other cyber incidents from occurring, and many of these practices are relatively low-cost and easy to implement.

FERPA and Data Privacy Risks: What Schools Should Know

By |2025-09-24T19:44:36+00:00September 23rd, 2025|Blog, Education|

FERPA and data privacy risks have become increasingly important issues for schools to understand and address. FERPA—the Family Educational Rights and Privacy Act—is a federal law that protects the privacy of student education records. However, as schools collect and store more sensitive data, FERPA and data privacy risks are also evolving. To stay compliant and protect students, school administrators must understand the law, recognize common risks, and implement practical solutions.

Group Health Premiums on the Rise: What Employers Need to Know

By |2025-09-08T16:36:30+00:00September 8th, 2025|Blog, Employee Benefits, Trending|

In 2025, rising group health premiums are becoming a central concern for employers. Carriers like UnitedHealth, Anthem, and CVS Health have issued projections showing significant cost increases—driven by escalating claims severity, specialty drug costs, and continued labor shortages across provider networks.

SECURE 2.0 Implementation: A New Era in Retirement Planning

By |2025-09-08T16:34:58+00:00September 5th, 2025|Blog, Employee Benefits|

The SECURE 2.0 Act, passed in late 2022 and now in active rollout through 2025, is reshaping the landscape of workplace retirement planning. Designed to expand access, modernize plan design, and improve financial preparedness, the law introduces over 90 new provisions—many of which are now surfacing in HR departments across the country.

Making an Acquisition? Why the EMOD Shouldn’t Be Overlooked

By |2025-10-01T18:36:05+00:00September 4th, 2025|Blog, Construction, southwest, Trending|

When acquiring another company, there’s no shortage of factors to consider. From valuing physical assets to estimating potential synergies, the due diligence process can be complex. However, one critical element often overlooked is the EMOD.

The Hazards of Biofuels

By |2025-10-01T18:42:03+00:00September 3rd, 2025|Blog, Energy, Environmental, Trending|

As a fast-growing part of the energy sector, the biofuel industry has become an attractive place to work and invest. To protect your company in the biofuel industry, it is essential to recognize potential workplace hazards of biofuels and their production processes, and take steps to protect workers from harm. In addition to common workplace hazards such as walking and working surface hazards and electrical hazards, biofuels present three major types of hazards:

Visitor Check-In and Access Control Best Practices

By |2025-09-03T16:02:26+00:00August 27th, 2025|Blog, Education|

Visitor check-in and access control best practices are essential for ensuring campus safety. With increasing security concerns in schools, implementing visitor check-in and access control best practices helps minimize unauthorized access, protect students and staff, and ensure a safe learning environment.

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2026 Employer Mandate Update

By |2025-08-18T20:27:12+00:00August 14th, 2025|Blog, Employee Benefits, Trending|

In July 2025, the IRS released new guidance increasing both the affordability percentage and penalty amounts under the Affordable Care Act’s employer mandate for the 2026 plan year. These changes will affect how Applicable Large Employers (ALEs) determine affordability and assess compliance risk moving into the next benefits cycle.

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The Risks of Vacant Property

By |2025-09-03T15:54:22+00:00August 13th, 2025|Blog, Risk Management, Trending|

Theft, trespassing, fires or other losses are constant threats on vacant construction sites. Losses might include not only the value of damaged or stolen materials but also the liability of an individual being injured on the property and the loss of time if a crucial piece of equipment is damaged or stolen. The insurance risks and liabilities associated with vacant construction sites can be extensive. To ensure that you are adequately protected, it is important to know the risks you face. In addition to purchasing comprehensive insurance coverage, there are numerous preventive strategies you can adopt to maintain vacant properties in a way that reduces risk and liability.

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Understanding and Preventing Fleet Fraud

By |2025-09-03T15:54:47+00:00August 12th, 2025|Blog, Risk Management, Transportation, Trending|

Fleet fraud refers to a host of deceptive activities that may occur amid the sale and operation of commercial vehicles and their individual assets (e.g., engine parts). Such fraud is a significant concern for any business that utilizes commercial vehicles, whether it’s a few small cars or a dozen tractor-trailers.

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