The Contracting Classification Premium Adjustment Program (CCPAP)
The Contracting Classification Premium Adjustment Program (CCPAP) is a discount program that can reduce the amount that an employer pays in workers’ compensation premiums.
Protecting Your Construction Workers From Coronavirus
To help slow the spread of COVID-19 and safeguard your staff, consider the strategies highlighted in this Construction Risk Insights.
Tips for Teens in Construction
There is so much focus on developing the next generation of construction workforce. Doing so safely, adhering to the safety rules will ensure a vibrant future for our industry.
Cyber Considerations In 2021
Cyber attacks are continuing to evolve and get more sophisticated. Some Cyber carriers offer tools to help in assessing your current computer security, website, etc. and offer data breach cost estimators to determine rough estimates for what a breach may cost your company.
Workers’ Compensation Trends to Watch in 2021
Not only is workers’ compensation coverage required in most states, but it also plays a major role in connecting injured employees to the care they need to return to work as quickly and safely as possible. That’s why it’s crucial for your organization to develop an effective workers’ compensation program.
Builder’s Risk vs. “Properly Written” Builder’s Risk
Unfortunately, builders risk insurance doesn’t get the attention it deserves. Much more time is spent on general liability coverage and getting all of the needed endorsements. While all of the issues surrounding general liability coverage are very important to ensure a successful project, so are the issues surrounding a “properly written” builder’s risk policy.
ABCs of Personal Fall Arrest Systems
Falls are some of the most common types of accidents in the workplace. When working at heights, an accident can result in serious injuries. As such, it’s important to take precautions and utilize fall protection systems. Personal fall arrest systems consist of three separate elements that work together to ensure safety by catching falling workers. The three pieces of fall arrest systems include an anchorage, a body harness and connecting devices.
Work Site Scaffolding Safety
The majority of scaffold accidents on the construction site are caused by falls, slipping, or being struck by an object from above. All of these accidents can be prevented by taking the proper precautions. Here’s how.
Fall Protection Safety
Fall protection and safety is a major concern at construction sites. In fact, OSHA cites injuries from falls as one of its top 10 worksite injuries. Falls and falling objects can result from unstable working surfaces, ladders that are not safely positioned and misuse of fall protection. Workers are also subject to falls or the dangers of falling objects if sides and edges, floor holes and wall openings are not protected. Any time you are working at a height of six feet or more on the construction site, you must be protected.
Is Striking Contract Language Sufficient?
Everybody redlines contracts. But will your strikethroughs and handwritten notes stand up in a court proceeding, even if initialed and agreed to by all parties? A Missouri Court of Appeals has ruled on what can happen as the result of a dispute over stricken contract clauses in a case related to interest on unpaid balances. The results may surprise you.