Under the Affordable Care Act’s (ACA) employer mandate, applicable large employers (ALEs) must offer comprehensive health coverage to full-time employees. Employers who don’t comply will face penalties if any employees become eligible for premium credits in the healthcare marketplace.
Electrical contractors are responsible for installing, maintaining, repairing and replacing electrical systems and machinery in residential, commercial and industrial environments. Due to the complex nature of their work, electrical contractors are exposed to unique risks and should consider construction insurance coverage to mitigate those risks.
OSHA keeps records not only of the most frequently cited standards overall but also within particular industries. An analysis of the most recent statistics from OSHA revealed the top standards cited in the fiscal year 2021 for the construction industry.
According to the Bureau of Labor Statistics, more than 38 million workers quit their jobs in 2021. With employee resignations rising to record numbers, employers are looking for ways to curb the exodus.
In February, another category 3 tropical cyclone hit the republic of Madagascar, the second largest island nation in the world. This is the third cyclone to hit the island this year, with the last one hitting 16 days prior.
Which of your employer-sponsored health plan costs cause you the most headaches? If you’re like 60% of the employers surveyed by the National Alliance of Healthcare Purchaser Coalitions, it’s the rising cost of prescription drugs.
Any discussion of insurance should start with risk. Why? Let’s look at the definition of insurance.
Flash fires are fires that spread rapidly through a diffuse fuel, such as dust, gas or the vapors of an ignitable liquid, lasting up to five seconds. Flash fire incidents can result in serious burn injuries and fatalities, so it is important to take steps to protect yourself.
The process of rigging up is placing and assembling various parts of equipment that make up the rig. Then, the rig is prepared for drilling.
As a director or officer at your company, you face litigation risks based on the decisions you make following a breach and on how you influence cybersecurity policies, as these are often considered board-level issues.
![[safety body construction] Working at height equipment. Fall arrestor device for worker with hooks for safety body harness on selective focus. Worker as in construction background.](https://insurica.com/wp-content/uploads/2022/03/Safety-OSHA-scaled.jpeg)
