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Parametric Insurance: A Sure Bet on Nature’s Gambles

By |2024-10-21T19:15:32+00:00March 4th, 2024|Blog, Construction, Energy, Risk Management, Trending|

Parametric insurance sounds a lot like betting on horses. In betting on horse races, there is a set threshold - the finish line - that must be crossed to trigger a payout. In parametric insurance, there is a threshold that set parameters must cross to trigger payout.

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10 Essential Cybersecurity Controls

By |2024-02-01T15:39:13+00:00February 1st, 2024|Blog, Risk Management, Safety Tips, Trending|

Cyber incidents—including data breaches, ransomware attacks and social engineering scams—have become increasingly prevalent, impacting organizations of all sizes and industries. Such incidents have largely been brought on by additional cyberthreat vectors and growing attacker sophistication. As these incidents continue to rise in both cost and frequency, it’s crucial for organizations to take steps to address their cyber exposures and bolster their digital security defenses.

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Best Practices for Return-to-Work Programs

By |2024-02-01T18:48:49+00:00January 30th, 2024|Blog, Risk Management, Safety Tips, Trending|

One of the biggest components of workers’ compensation is an effective return-to-work (RTW) program. Eliminating injuries and illnesses is paramount for reducing workers’ compensation costs, but after an incident, an RTW program can significantly reduce workers’ compensation costs for employers and improve the lives of employees by getting them back to work when there is an injury or illness. This article provides an overview of RTW programs and discusses the best practices for establishing and maintaining such programs.

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Fire Prevention Measures for Idle and Vacant Properties

By |2024-02-01T19:02:57+00:00January 29th, 2024|Blog, Risk Management, Safety Tips, Trending|

When properties are left idle or vacant, the risk of fire-related incidents increases. Therefore, implementing a comprehensive fire prevention strategy is crucial. This article explores essential fire prevention measures for idle and vacant properties to ensure the safety of the premises and minimize the risk of destructive fires.

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Tips for Auto Insurance Buyers in 2024

By |2024-02-01T19:15:01+00:00January 28th, 2024|Blog, Risk Management, Safety Tips, Trending|

When properties are left idle or vacant, the risk of fire-related incidents increases. Therefore, implementing a comprehensive fire prevention strategy is crucial. This article explores essential fire prevention measures for idle and vacant properties to ensure the safety of the premises and minimize the risk of destructive fires.

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De-icing Outdoor Walking Surfaces in Winter

By |2024-01-02T20:47:57+00:00January 2nd, 2024|Blog, Risk Management, Safety Tips, Trending|

Keeping outdoor walking surfaces—such as parking lots and sidewalks—clear of ice in the winter is a crucial practice at many workplaces. Not only does ice removal offer aesthetic benefits, it can also help keep you, your co-workers and the general public (e.g., customers or passersby) protected from the risk of slips and trips on the job site.

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10 Tips to Winterize Your Business

By |2024-01-02T20:58:37+00:00December 31st, 2023|Blog, Risk Management, Safety Tips, Trending|

As winter approaches, it is crucial for small businesses to prepare for the challenges the season’s weather brings. Whether it’s potential property damage or changes in customer behavior, winter can significantly impact a company’s operations. This article provides 10 tips for effectively winterizing a small business.

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Wrongful Collection of Data Explained

By |2023-12-01T17:18:08+00:00December 1st, 2023|Blog, Risk Management, Safety Tips, Trending|

Businesses of all sizes and sectors may be subject to unlawful data processing claims. According to the International Association of Privacy Professionals, lawsuits focusing on whether businesses lawfully collect and use personal data have been steadily increasing. These claims can cause significant financial and reputational damage to companies.

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OSHA Announces Top 10 Violations for 2023

By |2023-12-01T17:18:57+00:00November 29th, 2023|Blog, Risk Management, Safety Tips, Trending|

OSHA recently revealed its top 10 most frequently cited standards in the 2023 fiscal year using preliminary data. This information is valuable for businesses of all kinds, as it helps them identify common exposures that affect their workforce and gives them the information they need to plan their compliance programs.

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The Importance of Privacy and Cybersecurity

By |2023-11-03T16:36:43+00:00October 23rd, 2023|Blog, Risk Management, Safety Tips, Trending|

With the enormous amount of sensitive information stored digitally, companies need to take the proper measures to ensure this data is never compromised. Ultimately, it is the responsibility of business owners to protect their clients’ data. Failing to do so can result in a data breach, which costs companies billions of dollars every year. Understanding the risks involved with data security can help you prevent a privacy breach.

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