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New Rules Could Transform Instant Pay Benefits

Federal regulators are moving to classify earned wage access programs as consumer loans, signaling a major shift for this rapidly growing employee benefit. The Consumer Financial Protection Bureau's proposed rule could reshape how companies like Walmart, Bath & Body Works and McDonald's offer early access to earned wages.

By |2024-12-09T17:04:32+00:00December 9th, 2024|Blog, Employee Benefits|0 Comments

58% of Millennials Bet on 401(k)s Over Social Security

A significant generational shift in retirement planning is reshaping how employers need to think about their benefits packages. While older generations have traditionally viewed Social Security as their primary source of retirement income, younger workers are increasingly putting their faith—and their money—into personal retirement accounts.

By |2024-12-09T18:04:39+00:00December 6th, 2024|Blog, Employee Benefits|0 Comments

Family-Building Benefits Lead Latest Workplace Benefits Surge

U.S. employers are rapidly expanding their family-building benefits, with fertility and adoption support emerging as key offerings in the competitive talent marketplace. New research shows companies are investing heavily in these benefits to attract and retain employees while supporting diverse paths to parenthood.

By |2024-12-09T18:12:26+00:00December 5th, 2024|Blog, Employee Benefits|0 Comments

OSHA Announces Top 10 Violations for 2024

OSHA recently revealed its top 10 most frequently cited standards in the 2024 fiscal year using preliminary data. This information is valuable for businesses of all kinds, as it helps them identify common exposures that affect their workforce and gives them the information they need to plan their compliance programs.

By |2024-12-03T20:40:45+00:00December 3rd, 2024|Blog, Risk Management, Trending|0 Comments

Holiday Shopping Online? Remember These Cybersecurity Tips

Online shopping has made it easier than ever to peruse the wares of various businesses and vendors from the comfort of your own home as you search for the perfect gifts this holiday season. However, conducting transactions over the internet always involves inherent risks, as cybercriminals may be lying in wait.

By |2024-12-03T21:57:59+00:00December 2nd, 2024|Blog, Personal Insurance|0 Comments

Most Common Vehicle and Driver Violations Leading to Out-of-Service Orders in 2024 Fiscal Year

To help drivers of commercial motor vehicles (CMVs) remain safe and keep trucking businesses in compliance with the Federal Motor Carrier Safety Regulations and Hazardous Materials Regulations, the Federal Motor Carrier Safety Administration records the number of violations discovered through roadside inspections conducted by Motor Carrier Safety Assistance Program inspectors.

By |2024-12-03T21:56:33+00:00December 1st, 2024|Blog, Risk Management, Trending|0 Comments

Avoiding Winter Slips and Falls

Winter months present additional hazards that employees like you typically don’t encounter during warmer weather. Specifically, you may risk experiencing major slips or falls amid snowy and icy conditions, which could lead to serious injuries.Consider the following recommendations to prevent slip and fall incidents this winter:

By |2024-12-03T22:29:59+00:00November 29th, 2024|Blog, Risk Management, Trending|0 Comments

The Role of Coinsurance and Sublimits in Cyber Insurance

Cybercriminals increasingly use sophisticated methods to infiltrate businesses’ computer systems and networks, putting sensitive data and personally identifiable information at risk. With cyberthreats evolving in scope and complexity, businesses of all sizes and industries face potentially devastating financial and reputational damages.

By |2024-12-03T22:37:57+00:00November 28th, 2024|Blog, Risk Management, Trending|0 Comments

New Guidance Allows 401(k) Matches for Student Loans

The IRS recently released long-awaited rules that provide employers with clarity on how to implement a popular new 401(k) plan feature: matching contributions for employee student loan payments.

By |2024-11-08T15:12:07+00:00November 8th, 2024|Blog, Employee Benefits, Trending|Comments Off on New Guidance Allows 401(k) Matches for Student Loans
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