Commercial General Liability Insurance

Running a business comes with significant risk. Everyday interactions, such as serving customers, visiting clients or running marketing campaigns, can expose businesses to potential liability. A customer could slip on a wet floor, a contractor could accidentally damage a client’s property, or a marketing campaign could unintentionally harm the reputation of a competitor. Just one single liability incident can trigger an expensive lawsuit and have far-reaching consequences. Beyond potential settlement costs, legal defense costs—even if claims are found to be baseless—can quickly escalate into tens or hundreds of thousands of dollars. Furthermore, litigation can disrupt operations and undermine customer and stakeholder trust.

By |2026-01-09T15:05:43+00:00January 9th, 2026|Blog, Risk Management, Trending|0 Comments

Employee Benefits Compliance Updates for 2026

As 2025 closes, several pressing compliance issues will shape your responsibilities in 2026. Updated PCORI fees, Affordable Care Act (ACA) reporting obligations, state-level mandates, and new federal requirements such as gag clause attestations are all on the horizon.

By |2026-01-07T19:56:56+00:00January 7th, 2026|Blog, Employee Benefits, Trending|0 Comments

AI Powered Benefits Solutions: Navigating Rising Costs in 2026

Health benefit costs are projected to rise nearly 9% in 2026, putting significant pressure on employers to balance affordability with employee satisfaction. Against this backdrop, artificial intelligence (AI) is emerging as a transformative tool in the benefits space.

By |2026-01-07T19:56:35+00:00January 6th, 2026|Blog, Employee Benefits|0 Comments

Health & Welfare Benefits Year End Roundup: 2025 Regulatory Highlights

As 2025 draws to a close, employers and benefits professionals face a shifting regulatory landscape that will shape health and welfare programs in 2026 and beyond. This year’s developments underscore the government’s dual priorities: expanding access, modernizing benefit delivery, and balancing compliance with practical flexibility. Below is a roundup of the most significant regulatory highlights.

By |2026-01-09T15:17:52+00:00January 5th, 2026|Blog, Employee Benefits, Trending|0 Comments

Winter Weather Preparedness: Keeping School Operations Safe and Moving

Winter weather events are becoming less predictable, even in regions that don’t traditionally experience prolonged cold, ice, or snow. Sudden freezes, icy roadways, power disruptions, and rapidly changing forecasts can create significant challenges for school districts — often with little time to respond.

By |2026-01-07T19:56:10+00:00January 4th, 2026|Blog, Education|0 Comments

Supporting Employee Mental Health During Challenging or Traumatic Times

During challenging times or traumatic events, organizations can do a lot to support employees. NAMI encourages people to bring their whole selves to work, which includes their mental health. As employers, it’s important to acknowledge what’s happening outside of the workplace, its potential impact on employee wellness, and support employees so that they can continue to do their best work.

By |2026-01-09T15:36:02+00:00January 3rd, 2026|Blog, Risk Management, Trending|0 Comments

Eliminate Radon Dangers

Radon is a naturally occurring radioactive gas produced by the breakdown of uranium in soil, rocks and water. Since the air pressure in a typical home is lower than the pressure in the soil around the foundation, the home acts like a vacuum and draws radon in through cracks in the foundation.

By |2026-01-09T16:17:19+00:00January 2nd, 2026|Blog, Personal Insurance|0 Comments

Snowmelt Prevention Tips

As winter ends and temperatures begin to rise, the accumulating water from melting snow and ice—also known as snowmelt—can lead to significant property damage. Don’t let snowmelt wreak havoc on your home. Review the following guidance for snowmelt prevention recommendations.

By |2026-01-09T16:18:13+00:00January 1st, 2026|Blog, Personal Insurance|0 Comments
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