Auto insurance can be complex and difficult to understand. With all the information available to policyholders, it can be challenging to decipher the facts from myths. Knowing what’s covered under your auto policy and the factors that determine your premium is crucial. What’s more, not understanding your coverage may lead you to believe you’re covered when that may not be the case.
The impacts of the COVID-19 pandemic will affect employees well beyond the immediacy of the initial crisis. As an employer, you have a unique ability and responsibility to manage your benefit providers, such as Employee Assistance Programs (EAP) and health insurance plans to ensure your workers have access to the help and support they need. Having your workers know you are here to support them through these difficult times can make a world of difference for their mental and physical health. Your Human Resources team and supervisors can help make this difference a reality.
After a year that was turned upside down by the COVID-19 pandemic, many aspects of the workplace have changed, including employer-sponsored wellness programs. Prior to the pandemic, employers were already making a shift to the way they viewed and implemented wellness initiatives at their organization. Some of these changes included focusing on holistic well-being and bolstering mental health offerings.
Not only is workers’ compensation coverage required in most states, but it also plays a major role in connecting injured employees to the care they need to return to work as quickly and safely as possible. That’s why it’s crucial for your organization to develop an effective workers’ compensation program.
Workplace accidents are unfortunate events that can disrupt both your physical and financial well-being. In the event of a work-related accident, our return to work program will help you transition back into a productive role as you recover from your injury.
These days, floods, earthquakes and similar catastrophes are common threats to a business’s property. In fact, according to the Insurance Information Institute, natural disasters cause billions of dollars in property losses in the United States each year.
The CAPTIVE-ating Eric Pach INSURICA Southwest's Eric Pach has an exciting announcement to make about INSURICA's newest capabilities in the world of captive insurance/risk transfer innovations. But first, we get to know Eric a little bit better, and perhaps most importantly hear how the legendary Wink Ames impacted his life. As we continue to [...]
Financial institutions are top targets for security breaches. While the media often reminds us of high-profile network leaks, financial institutions of all sizes are at risk. Because the unintentional release of sensitive customer information is a larger risk than ever, it is essential that you be prepared to react efficiently and effectively in the event of a breach. In order to prepare for breaches in security, financial institutions must tighten their data security controls and plan for a potentially significant financial blow should these controls be insufficient. With continual threats of viruses, hackers and unauthorized use of sensitive information, your institution must respond by preventing, detecting and responding to cyber attacks through a well-orchestrated cyber security program.
Owning and operating a hotel can be a rewarding endeavor. However, hotel operators have to manage numerous exposures related to lodging, and many offer amenities—including pools, exercise facilities, bars and restaurants—that can dramatically increase the number of insurable risks. The list below provides an overview of these hotel risks and more, helping you identify potential blind spots in your risk management and insurance programs.
Preparing for foreign travel can be a daunting task, and it may be even more overwhelming to plan a trip for a large group as part of a religious or nonprofit organization. Use these tips to make sure you have all your bases covered in terms of safety before taking off. Though no one likes to think about it, you should always be prepared for the worst possible scenario while traveling
