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Digital Physical Therapy: A Practical Tool for Reducing MSK Claims

By |2026-09-08T15:01:01+00:00September 6th, 2026|Blog, Employee Benefits|

Musculoskeletal (MSK) conditions remain one of the top drivers of medical claims. Back pain, joint issues, and repetitive motion injuries affect employees across industries. Traditional physical therapy works, but access varies widely and costs can escalate quickly.

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Addressing Vaping and E-Cigarette Use: Liability and Prevention in Schools

By |2026-09-08T00:07:19+00:00September 4th, 2026|Blog, Education, Risk Management|

Vaping and e-cigarette use continue to create health, discipline, and safety concerns for school leaders. Vaping prevention in schools requires more than confiscating devices after an incident occurs. Effective vaping prevention in schools combines clear policies, consistent enforcement, staff awareness, student education, and support for students who need help quitting.  Because devices can be small, easy to conceal, [...]

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Do Your Employee Benefit Plan Documents Reflect How Your Plan Actually Operates?

By |2026-09-01T17:16:04+00:00August 31st, 2026|Blog, Employee Benefits|

Most employers work hard to administer their employee benefit plans consistently. However, one of the most common compliance issues isn't how a plan is administered—it's whether the written plan documents accurately reflect what the employer is actually doing.

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Client Guidance: Understanding “Nuclear Verdicts” in Commercial Trucking

By |2026-09-02T20:32:04+00:00August 30th, 2026|Blog, Risk Management, Trending|

A Texas jury recently handed down a verdict of nearly $50 million against a trucking company most people have never heard of — and that's exactly the point.

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Keeping School Transportation Safe All Year

By |2026-09-01T17:17:56+00:00August 29th, 2026|Blog, Education, Risk Management|

The first few weeks of school can reveal issues that did not appear during pre-year planning. School bus safety depends on consistent attention to drivers, vehicles, routes, and daily procedures. A regular review of school bus safety helps districts identify concerns early and keep student transportation running safely throughout the year.

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Preparing for Workplace Emergencies

By |2026-09-01T17:55:52+00:00August 28th, 2026|Blog, Risk Management, Trending|

Fires, severe weather, power outages, chemical releases and other workplace emergencies can develop with little warning. Preparing employees in advance can reduce confusion, support a faster response and help protect people and property. An effective emergency preparedness program begins with a workplace-specific emergency action plan (EAP).

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Recognizing the Warning Signs of Ergonomic Injuries

By |2026-09-01T18:05:07+00:00August 27th, 2026|Blog, Risk Management, Trending|

Many workplace injuries don’t happen all at once. Instead, they develop gradually as the body is exposed to repeated motions, awkward postures or sustained physical demands over time. These types of ergonomic injuries can be easy to overlook, but early warning signs are your body’s way of signaling that something isn’t right.

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Is Your Child in the Right Car Seat?

By |2026-09-01T18:24:41+00:00August 26th, 2026|Blog, Risk Management, Trending|

Every September, Child Passenger Safety Week reminds parents and caregivers that motor vehicle crashes are one of the leading causes of death for children in the United States, and many of these deaths are preventable.

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Lifestyle Spending Accounts (LSAs): The Fastest-Growing Benefit of 2026

By |2026-08-06T15:46:48+00:00August 5th, 2026|Blog, Employee Benefits|

Lifestyle Spending Accounts (LSAs) are becoming one of the fastest-growing benefits of 2026. Employers are adopting LSAs because they solve a problem traditional benefits have struggled with for years: personalization. Employees want benefits that fit their lives, not one-size-fits-all programs. LSAs give them that flexibility. And because July is a major decision month for 2027 plan design, many employers are evaluating LSAs right now.

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ICHRAs Gain Momentum: Why Employers Are Reconsidering Defined-Contribution Health Benefits

By |2026-08-06T15:54:43+00:00August 4th, 2026|Blog, Employee Benefits|

Lifestyle Spending Accounts (LSAs) are becoming one of the fastest-growing benefits of 2026. Employers are adopting LSAs because they solve a problem traditional benefits have struggled with for years: personalization. Employees want benefits that fit their lives, not one-size-fits-all programs. LSAs give them that flexibility. And because July is a major decision month for 2027 plan design, many employers are evaluating LSAs right now.

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