Allowing individuals to inhabit your property exposes you to several liabilities, many of which vary in severity depending on state and local laws. Consider the following, and work with INSURICA to develop an appropriate risk management plan.
Open enrollment is the time of year reserved for you to make changes to your benefit elections, and unfamiliar terms can make this process confusing. Use these definitions of common open enrollment terms to help you navigate your benefits options.
Open enrollment can be an extremely positive and rewarding experience for you and your employees, providing you plan for it well in advance. During this unprecedented time, it’s important to review and modify your benefits offerings to enhance your employees’ physical, mental and financial health. Consider the following suggestions to help you prepare for a successful open enrollment period this year.
A complete guide to trucking laws and regulations to educate you on the differences and help you stay informed.
If you’ve had a fire, water damage or another unfortunate event in your home, don’t fret. We have all the information that you need to get your claim underway so you can get your life back to normal. When you have a homeowners insurance claim, your actions can make all the difference. Here’s how to maneuver through the claims process with ease.
Those who run restaurants are often some of the most passionate business owners, investing time and money to deliver a high-quality experience to their customers. However, the hospitality industry can be unforgiving, and it’s a constant challenge for owners to deliver exceptional food and service while maintaining profitability. The list below provides an overview of these restaurant industry risks and more—helping you identify potential blind spots in your risk management and insurance programs.
As a financial institution, your customers trust you with their money. And, whether you provide checking or savings accounts, loans, or cash and wire transfers, there are a number of risks associated with your operations that you may not have considered. The list below provides an overview of common financial intuition exposures, helping you identify potential blind spots in your risk management and insurance programs.
More than most other businesses, restaurants are loaded with hazards. What’s more, employers not only have to ensure employee safety, but patron safety as well, often creating a complex, risk-management challenge. Thankfully, taking the appropriate precautions and accessing your exposures on a risk-by-risk basis can go a long way toward protecting your investment. This guide is designed to provide a summary of the major risks restaurant owners must address and includes helpful strategies and materials they can use to reduce the exposures associated with their business.Â
The COVID-19 pandemic has tested the welfare of employees across the globe. In addition to the physical and mental stress the coronavirus has created, many workers are enduring financial hardships as well. As such, employers should continue to contemplate how their total rewards packages resonate with the current employment market. Employee retention and recruitment continue to be the most common workplace challenges for employers and HR professionals. Here we examine aspects to consider when outlining salary and total rewards to help attract and retain a skilled workforce post-coronavirus.
Workplace injuries can and do continue to hurt the bottom line for employers. A well-rounded return-to-work (RTW) program can help employers better control the impact and costs of workers being away from the job, while helping employees quickly recover both physically and financially from an injury. The goal is to enable injured employees to be productive during their recuperation and to maintain a connection to the workplace. A RTW program offers advantages to both the business and its workers.
