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Understanding Your Technology Risks

By |2022-07-07T22:40:39+00:00September 25th, 2020|Blog, Industry, Risk Management, Solutions, Technology|

Businesses today don’t only hold physical assets. Through the use of technology companies now are responsible for very valuable intangible assets, such as sensitive data, software and intellectual property, which a general liability policy doesn’t account for. General liability provides protection in the event of bodily injury or property damage. Technology insurance coverage is designed to protect against the significant risk of economic loss related to the intangible assets a company owns. A comprehensive risk management plan needs to guard against the unique exposures that the use of technology presents.

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Builder’s Risk vs. “Properly Written” Builder’s Risk

By |2025-08-20T14:19:33+00:00September 24th, 2020|Blog, Construction, Industry, southwest|

Unfortunately, builders risk insurance doesn’t get the attention it deserves. Much more time is spent on general liability coverage and getting all of the needed endorsements. While all of the issues surrounding general liability coverage are very important to ensure a successful project, so are the issues surrounding a “properly written” builder’s risk policy.

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ABCs of Personal Fall Arrest Systems

By |2022-12-06T22:38:14+00:00September 23rd, 2020|Blog, Construction, Industry|

Falls are some of the most common types of accidents in the workplace. When working at heights, an accident can result in serious injuries. As such, it’s important to take precautions and utilize fall protection systems. Personal fall arrest systems consist of three separate elements that work together to ensure safety by catching falling workers. The three pieces of fall arrest systems include an anchorage, a body harness and connecting devices.

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Emergency Preparedness for farm

By |2021-08-26T03:39:34+00:00September 22nd, 2020|Agriculture, Blog|

Farms, like most workplaces, face unexpected emergencies and disasters, which can be natural or man-made. To help lessen the impact of these events, employers and supervisors should develop and exercise emergency action plans (EAPs), which prepare workers for emergencies and disasters before they occur.

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Fall Protection Safety

By |2021-08-26T03:39:52+00:00September 16th, 2020|Blog, Construction, Industry|

Fall protection and safety is a major concern at construction sites. In fact, OSHA cites injuries from falls as one of its top 10 worksite injuries. Falls and falling objects can result from unstable working surfaces, ladders that are not safely positioned and misuse of fall protection. Workers are also subject to falls or the dangers of falling objects if sides and edges, floor holes and wall openings are not protected. Any time you are working at a height of six feet or more on the construction site, you must be protected.

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Disaster Readiness Planning for Financial Institutions

By |2022-12-06T21:04:40+00:00September 14th, 2020|Blog, Commercial Insurance, Financial|

In times of crisis, people need reassurance that their money is safe and easily accessible. As a financial institution, countless people and businesses rely on you every day for your services. Maintaining your daily operations is vital to your organization, which means that unexpected disaster can present a huge threat. To prepare for the unexpected, you should review your disaster readiness plans to help you minimize the impact of any potentially threatening situation.

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National Preparedness Month: September 2020

By |2022-12-06T22:05:09+00:00September 9th, 2020|Blog|

“National Preparedness Month (NPM) is recognized each September to promote family and community disaster planning now and throughout the year. As our nation continues to respond to COVID-19, there is no better time to be involved this September.“ The 2020 NPM theme is: ‘Disasters Don’t Wait. Make Your Plan Today.'

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Preparing Your Business for a Hurricane

By |2022-12-06T22:09:58+00:00September 7th, 2020|Blog, Commercial Insurance|

Of all businesses that close down following a disaster, more than 25 percent never open their doors again. While there’s no way to lower the risk of a natural disaster from hurricanes, there are critical measures that can be taken to protect your company’s bottom line from nature’s fury. A disaster plan and adequate insurance are keys to recovery.

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Understanding Employee Benefits Liability

By |2021-08-26T04:12:00+00:00September 3rd, 2020|Blog, Employee Benefits|

Employee benefits liability (EBL) is insurance that covers businesses from errors and omissions that occur when employee benefit plans are administered. These errors and omissions may include failing to enroll, maintain or terminate employees in a plan, and failing to correctly describe benefit plans and eligibility rules to employees. EBL insurance covers a wide range of plans, including health, dental and life insurance, profit-sharing plans, workers’ compensation and employee stock plans. EBL insurance is typically sold as a standalone policy.

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